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Rollover IRAs Offer a Wide Range of Benefits

Welcome! If this is your first time visiting, check out the story behind this blog. So you won’t miss out on future updates, you may want to subscribe to my RSS feed. If you prefer a weekly email, try this option. Thanks for visiting and please come again!The best part about a 401k rollover is [...]

Have A Safe Fourth Of July
Creative Commons License photo credit: katmouse47

The theme of this post is “Freedom Isn’t Free”.   I learned that recently when I lost a brother in arms a few weeks ago.  SSG Melton’s death in combat was a shrilling reminder of what it means to truly love your country.  The following is an email the wife of a soldier who is over in Afghanistan fighting the war right now with the rest of SSG Melton’s brigade.  He also served with me and SSG Melton in Iraq and is currently on his third deployment.  I’ll let her words speak for themselves…..
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How To Save Money Going to a Sporting Event

by Jeff Rose on July 3, 2009

2043906961 4b1a1dc679 How To Save Money Going to a Sporting Event
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In my hometown, one of the things that my wife and I  enjoy doing is going to see our former alma mater the SIU Salukis, battling it out on the basketball court.  I’m sure most can relate to attending a similar event, whether it be your former university, maybe it’s your local sports team, or maybe you live in one of the prime time markets where you’re going to go see a professional team play.  Those that are familiar with this and attend games have realized the cost implications by attending one.  Not only do you have the price of the ticket, you may also have a parking cost.  We haven’t event talked about food yet.  Heading to the food counter to get a soda, hot dog and nachos and you’re probably out a good $10-$15 bucks.  For bigger cities, I’m sure you can pretty much double this.    For a couple, the cost might not be so bad; but a family of three, four, five, or six? Imagine John and Kate Plus 8 Going to a game?  Yikes! The cost adds up pretty quick.  Here are a few tips for you and your family to save money while attending one of these fantastic events:
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Don’t Let Rising Interest Rate Worries Get You Down

July 2, 2009
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This report was prepared by my firm LPL Financial.

photo credit: scraggy & fluffy
Bond investors have always worried about the impact of rising interest rates on their portfolios and rightly so. So, higher yields in the market translate to lower prices for existing holdings and investor worries about rising interest rates. Their worries have [...]

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Buyers and Sellers

July 2, 2009
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photo credit: stanescoo
This report was prepared by my firm LPL Financial.
At the heart of it, all markets come down to buyers and sellers. Taking a look at who is buying and who is selling can tell us something about the durability of the stock market’s recent performance and what may lie ahead. Presently, there [...]

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How To Avoid Investment Fraud

July 1, 2009
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This is another guest post from Joe Plemon from Plemon Financial Coaching. Joe is the Money Columnist for The Southern Illinoisan.
Q:  I read about how Bernie Madoff cheated investors out of billions of dollars through a Ponzi scheme. What is a Ponzi scheme and how can I avoid investment fraud?

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Should you roll over your pension into an IRA?

June 30, 2009
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Lately, I’ve had several clients that had a very important decision to make.   When you retire and you have a 401k, then the choice is usually pretty simple- roll the 401k over into an IRA.   There are some exceptions to the rule -under age 59 1/2 and if they hold employer stock- but usually that’s [...]

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How To Do a Background Check on Your Financial Advisor

June 29, 2009
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Before you make a major purchase - car, television, refrigerator- most likely you’ve done some extensive research to ensure you are making the right decision.   One of the most important decisions that investors make is choosing the right financial planner to work with.  Surprisingly,  more than 70% of all investors do not do a background [...]

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Carnival of Financial Planning - Edition #95 - June 27, 2009

June 26, 2009

Best Personal Financial Planning and Personal Investment Articles this Week from Personal Finance Blogs
Welcome to the June 27, 2009 Edition #95 of the Carnival of Financial Planning.
The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can [...]

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Should You Be Buying Municipal Bonds Right Now?

June 26, 2009
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This report was prepared by my firm LPL Financial
The municipal market may soon garner negative headlines if an expected large number of states and municipalities announce budget deficits with the July 1 start of their fiscal year. Municipal bond credit quality may therefore come under question, and investors need to be prepared. Budget strains were [...]

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The MOM Project

June 25, 2009
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As you may have heard, we are expecting our second child due early next year.  Having a child is one of the greatest experiences that I’ve yet to experience and wouldn’t trade it for the world.  What I haven’t shared with alot of people is the unfortunate circumstances that we’ve had with both pregnancies.  Twice [...]

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It’s not where you are; It’s where you are going that matters

June 25, 2009
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Dear Clients and Friends:
It is amazing where we sit today and how the mood and sentiment of investors has changed. With the market’s about-face starting March 9 and its near 35% rally off the bottom, the world does not feel quite so scary, the markets look less menacing, and our futures appear less fuzzy. But [...]

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12 Common IRA Mistakes To Avoid

June 24, 2009
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IRA’s (Individual Retirement Accounts) are a vital tool in retirement planning.   Younger investors may prefer the Roth IRA, while baby boomers may choose the traditional.   When you retire, you may want to convert all your retirement assets into a rollover IRA.   So many choices and even more options can leave somebody overwhelmed on what the [...]

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