In my earlier working years, I wasn’t complete sold on disability income insurance. I had good health insurance coverage, what I considered a good portion of term life insurance coverage, and felt that I was pretty well set. Luckily, my current firm, LPL Financial, had an awesome arrangement with a disability insurance company and I was able to get a long term disability insurance policy at a good price. Even without the the reduced cost, I now seem the importance of having a disability insurance income policy; especially as I see my family grow.
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Best Retirement Plan For Small Businesses
When I worked for my old brokerage firm, I was a W-2 employee and the retirement plan options were simple. I had the 401k and could also do a Traditional or Roth IRA outside of it. Things changed a bit when I started my own company. I officially became a small business owner and had [...]






















The Deficit and Interest Rates
February 3, 2010 Bond CommentaryIt is budget season in Washington and rising budget deficits remain at the forefront of the economy and financial markets. On Monday, February 1, the Obama Administration proposed a $3.8 trillion budget package that would result in a further increase in the budget deficit to $1.6 trillion, much more than the $1.3 trillion announced last [...]