You learned about how to balance them in economics class in high school.
You got a “free” one when you went to college or entered the work force.
And unless you think you can go throughout life using only cash, you’re going to need one: the incredibly mundane checking account.
Raise your hand if you get excited about checking accounts.
No one? Come on, surely there is a banker in the crowd somewhere!
Checking accounts are dull. They are an every day part of life. They don’t pay hardly interest (or none at all). You have to order checks from your bank and reset your PIN number on your debit card every so often. Direct deposit gets set up from your employer, and money magically appears in your account.
Checking accounts lack the excitement, sophistication, and appeal of more rewarding accounts like an investment trading account. (“Open an account and make $10,000 on your first trade, guaranteed!”)
But not everyone needs, wants, or uses an investment trading account. Almost everyone will use a checking account in their lifetime.
So why let yours be … “blah”? Why not get an account that is not only worth having, but will reward you for signing up? Why not take advantage of some of the best new checking account promotions?