If you’ve ever started a budget, you’ve most likely started with good intentions.
Sometimes your budget gets the job done, but other times, it’s a serious crash and burn that can leave you in worse shape than when you started.
Every time I’ve tried to budget in the past, I would always start with a pad and paper.
Unfortunately, by the time I got done trying to do my budget the sheet a paper looked more like a hardcore tournament of tic-tac-toe just took place.
Why? Because I HATE budgeting and even though I suck at tic-tac-toe it’s a whole lot more fun than budgeting.
As much as I hate it, I recognize that it’s a must if you have any hope of taking charge of your financial life.
That’s where I got lucky. VERY lucky.