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When retirement finally arrives, hopefully you’ve met with a financial planner (if not, I know a good one I can refer you to :) ) that has helped you map out your income plan through your golden years.  If you have a philanthropic heart, then passing on a portion of your legacy to a charitable organization may be part of your plan.  But how do you give to charity without jeopardizing your income needs in retirement?   Let’s introduce you to the Charitable Remainder Trust (CRT).  Setting up a trust seems complicated, but with the help with a knowledgeable attorney; setting up a trust can be relatively easy process.  There are many types of trusts that you can set up, but we’ll focus on the CRT.
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