One rule I try to abide by in life and especially in my financial affairs is KISS – Keep It Simple Stupid. Professional financial planners and tax attorneys have a hard enough time keeping up with the rules and regulations for all these types of accounts. I can’t imagine how daunting it must be someone with Roth IRA’s and Traditional IRA’s scattered across multiple brokerage accounts, multiple employer plans, etc.

Excellent insight into a strategy for consolidating retirement savings.