If you’re familiar with the sandwich chain Jimmy John’s then you know how fast they deliver their subs.
Hence their classic tagline, “Subs, so fast you’ll freak!”.
I swear there have been times that I’ve had them delivered where not two minutes after placing my order they’re in my office waiting area ready to make the delivery. Amazing.
Wouldn’t it be sweet if you could get life insurance that fast?
Getting a rate quote for traditional life insurance can seemingly take forever. First, you need to meet with an agent and fill out paperwork or complete the application online.
Then you might need to meet with a nurse or doctor and go through a number of health exams.
Finally, the life insurance underwriters will need a few weeks to review all your information before they can give you a price.
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As I get older, it seems that I’m constantly getting these nagging injuries from me doing my crazy Crossfit workouts. (You can ask the wife, she’s tired of hearing me complain).
I’ve tweaked my shoulder, left knee, right trap (upper back), forearm, and; most recently, my right bicep.
I had never hurt my bicep that much before and was surprised on how much it affected my day to day activities.
It affected them so much that I had to rely on my left arm to pick up the slack.
The incident had reminded me about some show that I watched that discussed on how much of a benefit it was to use your non-dominant hand.
You may be surprised to learn that there are benefits to you when using your opposite hand – I know I was.
It feels awkward and you are likely to have much less control over what your non-dominant hand can do, but when you use your opposite hand you are “growing” your brain! I used my injury as a chance to permanently grow my brain for ever more.
I made a vow to start using my left hand for as many tasks that were previously always done with my right. It was time to grown my brain. Trust me. I need all the help I can get. 
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Whether you are watching your own bank account, or are in the business world, the economic crisis makes us all more careful with the ways we spend our money compared to before.
People are constantly on the lookout for legitimate ways to make extra money and spend less at the same time.
Usually when we look at our budget and spending habits, we check to make sure we can afford to live.
We tend to make an effort to save the hard-earned dollar in the areas it is feasible. When it comes to your small business, you can do the same.
Here are 6 ways you can slash your spending and watch your finances:
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This is a guest post from Steve who runs the popular blog MyWifeQuitHerJob.com where he writes about building wealth and entrepreneurship with an online store.
Are you bored with your job?
Are you tired of what you do on a day to day basis?
The fact is that there are many people who aren’t 100% happy with their day jobs and would like to transition to something new.
Picture this scenario. You’ve been working at XYZ firm for 10 years now. You know the ins and outs of your job and you do it very well. In fact, you are so efficient at what you do that you can do your job in your sleep.
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On a blog that takes great pleasure in offering great financial planning information, I’m excited to be hosting this week’s Carnival of Financial Planning.
Be sure to check out some of these great reads:
BUDGETING AND ECONOMICS
Anna @ BryanMaltier.com writes How To Save Money With Coupons – Couponing may still be one of the best ways to start paying closer attention to your budget by spending less and saving more. If you aren’t sure where to start on improving your personal finances, think about your consumption and find ways to cut back using coupons.
Jules Wilson @ Fat Guy,Skinny Wallet writes Plumbing And The Family Tree: The Roots Run Deep – We often have resources close to home. There are probably people in your family, your church, job, or even friends that can help save you time and a lot of money.
Chris @ Well Kept Wallet writes How to Work From Anywhere – Have you ever wanted to be able to travel and have the ability to work from any place in the world? Here are ten tips to help you make that happen.
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By now you’ve heard of The Debt Movement, right?
Right?
If you haven’t, please check it out here.
The team at EasyFinance.com put together this awesome infographic outlining some of the common struggles we have with debt and why it’s so important to get out of the debt trap.
If you have debt or know of someone that has debt, please refer them to The Debt Movement and help us reach our goal of $10 million of debt paid off in 90 days.
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With a new year underway, many of us are working on financial resolutions.
I don’t make a lot of financial new year resolutions, but I do try to improve my money situation each year.
One of the things I like to do is consider my spending, and figure out whether or not it matches up with my priorities.
Over time, unimportant things tend to creep into my spending habits, and soon I find that my money is being wasted on things I don’t need — and maybe don’t even want.
In order to combat this state of affairs, I know a number of people that go on “spending diets” at the beginning of the year. A no-spend challenge can be a great way to re-focus your budget, as well as to get over the spending glut that so often comes with the holiday season.
As you embark on your no-spend challenge, though, watch out for these behaviors that can derail your efforts:
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The following is a guest post by Seth Fargher from www.SethFargher.com. Having been in a business for over 10 years, I can attest to the power of networking. It’s amazing what one small connection can lead to. What makes that even more exciting is that you never know who or when that connection may come.
Business Networking Tips 101: Three Imperatives to Creating Valuable, Working Relationships
One Contact can Make All the Difference
About nine months ago I was let go from a job I loved where I felt, and everyone around me agreed, that I was doing a great job at.
It came as a shock to me and several of my co-workers but sometimes things just happen.
I worked for an off-road products company which was somewhat of a dream come true for me personally but also gave me an opportunity to build relationships with some of the biggest names and organizations in that industry.
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Baby boomers who think they can rely on Social Security to support them during retirement might want to make other plans.
According to the Social Security Administration, trust funds that supply the program with money will deplete their reserves by 2033.
That’s three years earlier than previous projections.
This situation brings a lot of uncertainty to current and future retirees who have not made independent financial plans outside of Social Security payments.
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What do you think of when you imagine being a millionaire?
Do you look forward to the idea of buying a big house and a fancy car?
Do you imagine that riches are something that you will only acquire through incredible good luck?
Do you think about swimming in a vault full of coins, like Scrooge McDuck? (DuckTales was one of my favorite cartoons growing up, by the way)
If any of those is the case, then you are not thinking like a millionaire.
Despite what many of us non-millionaires might think, self-made wealth is not so much about a lucky break or knowing the right people.
It’s about a mindset—one that anyone can develop.
Here are four ways you can start thinking like a millionaire, as you work to become one:
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Finding a great online brokerage firm to hold your Roth IRA, Traditional IRA, or just general trading account is a daunting task.
Each broker tailors their website to show off their strengths and hide their weaknesses in comparison to their competition.
Comprehensive fee information is hidden deep within the website; sometimes you specifically have to do a Google search to find the page with the entire fee and commission agreement.
Simply put, this is not how it should be. We believe transparency and easy to navigate websites should be the norm with brokerages.
Until that time comes we have done the research for you. (You can thank us later when you retire on your own island, ok?)
We’ve just launched a new online broker comparison page that will be kept up to date with the latest information on the best brokerage firms available.
Below you will find a comprehensive review of the most critical aspects to look at when selecting your online broker:
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Let’s face it—marriage is a huge step.
There is a lot that goes into making a relationship work, and finances can often bog a couple down.
That’s why it is important to be up-front about money matter.
To many, managing finances separately seems to be the most logical choice in skirting stress, but in fact, it can irritate the issue.
Making any and all financial decisions together is the key to avoiding any mishaps, personal or financial.
1| Have the Money Talk
The first conversation newlyweds should have (financially—the rest is not really my business) should be regarding personal accounts and any debt you have. When you apply for a mortgage, the bank runs a credit report on both of you, so if one spouse has bad credit, it will negatively affect the loan.
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