From The Blog

How to Prevent Your Sibling From Blowing Their Inheritance

It’s time for another edition of Dollar and Cents. This is where I answer one of your questions. If you have a question, either use the contact form on the blog or use my Facebook Fanpage. I stumbled upon your Youtube videos after searching for a Scott Trade tutorial and you do a great job […]

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Can You Rollover Your 401k to a Roth IRA?

Typically, most people will initiate a 401k rollover to a traditional IRA. A common question that I’ve been getting lately is, “If you can roll over your 401k into a Roth IRA then how you do it?” Whenever you leave your job, you have a decision to make with your 401k plan. A variation to […]

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Getting Out of Jury Service

One of the most important civic duties we have as Americans is serving on a jury. A huge piece of our judicial system includes being able to have a trial of your peers rather than letting the government being judge, jury, and executioner. Yet many people try to get out of jury service simply for […]

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What’s the Difference Between a Financial Advisor/Planner Vs. Insurance Agent?

It’s time for another edition of Dollar and Cents. This is where I answer one of your questions. If you have a question, either use the contact form on the blog or use my Facebook Fanpage. Recently, I was introduced to a new Financial Planner in my area. I asked all the right questions, but […]

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Are You a Financial Cheat If You Find Ways to Treat Yourself?

“I’m tired. I’m hungry. And all day, I’ve followed my budget to a tee. To a tee. Hmm… tea. Now, that sounds good. Or maybe coffee. While I’m at it, why not make it a special one. And what’s more special than adding chocolate to it? And whipped cream. It costs extra? Well sure – […]

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The 11 Best Short Term Investments For Your Money Right Now

I have $65,000 that I need to invest but I want to make more than the bank is offering.  Where can get a high return with any risk? <Sigh.> This exact question was just asked of me the other day. You would be surprised how often I get asked this.  More times than I can […]

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Do You Display Proper Tipping Etiquette?

Many of us engage in activities that result in receiving some sort of service from others. However, it can be difficult to know how much to tip — and when it’s considered a social requirement to tip. Tipping etiquette is different from industry to industry and country to country. Tipping too much is usually not […]

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Dollars and Cents: I Got Denied For Life Insurance, What Are My Options?

It’s time for another edition of Dollar and Cents. This is where I answer one of your questions. If you have a question, either use the contact form on the blog or use my Facebook Fanpage. I’ve been a good health for all of my life until a recent medical lapse. I was attempting to […]

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How Much Social Security Will I Get? Is Social Security a Broken Promise?

People in their 50s who are still working can start to see an eventual end to daily work down the road. In another 15 years or so, these 50-plus workers will look forward to exploring retirement and enjoying the benefits of more leisure time. Having spent a life dedicated to employment and contributing to society, […]

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Best Online Stock Broker Sign Up Bonuses

Ready to start saving for retirement and a better financial future? Opening an online brokerage account is one of the first steps you need to take. Once you have your brokerage account opened you can transfer funds into the account and begin choosing investments. When you are comparing brokerage firms you will take into account […]

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Top 5 Non-Medical Factors That Affect Your Life Insurance Rates

The Super Man complex most healthy people have has a kryptonite when it comes to life insurance: the non-medical factors that affect your life insurance rates. It’s a huge shock to many people who get a free life insurance quote who are in the best shape of their lives when they can’t qualify for the best […]

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Dollars and Cents: Should We Cash Out Our Annuity?

It’s time for another edition of Dollar and Cents. This is where I answer one of your questions. If you have a question, either use the contact form on the blog or use my Facebook Fanpage. My wife and I were “sold” a joint annuity several years ago by an advisor that we’re no longer […]

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