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	<title>Comments on: A New Budget For a New Year? Five Pitfalls To Avoid</title>
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		<title>By: Jeff Rose</title>
		<link>http://www.goodfinancialcents.com/prepare-personal-budget/comment-page-1/#comment-344</link>
		<dc:creator>Jeff Rose</dc:creator>
		<pubDate>Mon, 26 Jan 2009 04:27:37 +0000</pubDate>
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		<description>Richard-

Great suggestion.  Nothing like some accountability on what on you are actually spending vs. what you think your spending.  Call it a hunch, but I imagine there will be some discrepancy with most households.</description>
		<content:encoded><![CDATA[<p>Richard-</p>
<p>Great suggestion.  Nothing like some accountability on what on you are actually spending vs. what you think your spending.  Call it a hunch, but I imagine there will be some discrepancy with most households.</p>
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		<title>By: richerandslimmer.com</title>
		<link>http://www.goodfinancialcents.com/prepare-personal-budget/comment-page-1/#comment-339</link>
		<dc:creator>richerandslimmer.com</dc:creator>
		<pubDate>Mon, 26 Jan 2009 00:33:48 +0000</pubDate>
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		<description>Regarding point number 1, a good way to ensure that you haven&#039;t left anything out is to take out all your credit card bills and sales receipts for the last 3 months and look at them to see what you have been spending money on.</description>
		<content:encoded><![CDATA[<p>Regarding point number 1, a good way to ensure that you haven&#8217;t left anything out is to take out all your credit card bills and sales receipts for the last 3 months and look at them to see what you have been spending money on.</p>
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		<title>By: RC@Thinkyourwaytowealth</title>
		<link>http://www.goodfinancialcents.com/prepare-personal-budget/comment-page-1/#comment-309</link>
		<dc:creator>RC@Thinkyourwaytowealth</dc:creator>
		<pubDate>Thu, 22 Jan 2009 02:20:06 +0000</pubDate>
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		<description>Thanks for the mention, Joe and Jeff! Points 1, 3, and 5 are really good. If you leave things out, don&#039;t actually put things it to use, or give up too early, you definitely won&#039;t stick to it.

&lt;abbr&gt;&lt;em&gt;RC@Thinkyourwaytowealth&#8217;s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/ThinkYourWayToWealth/~3/wFVeVR8yiBs/&quot; rel=&quot;nofollow&quot;&gt;Discussing Money Issues With Your Wife or Husband&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for the mention, Joe and Jeff! Points 1, 3, and 5 are really good. If you leave things out, don&#8217;t actually put things it to use, or give up too early, you definitely won&#8217;t stick to it.</p>
<p><abbr><em>RC@Thinkyourwaytowealth&#8217;s last blog post..<a href="http://feedproxy.google.com/~r/ThinkYourWayToWealth/~3/wFVeVR8yiBs/" rel="nofollow">Discussing Money Issues With Your Wife or Husband</a></em></abbr></p>
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		<title>By: Craig</title>
		<link>http://www.goodfinancialcents.com/prepare-personal-budget/comment-page-1/#comment-308</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Wed, 21 Jan 2009 21:18:20 +0000</pubDate>
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		<description>A lot of people may actually begin starting a budget but don&#039;t actually follow through with it, which of course is the most important part.  I have trouble trying to budget every little thing.  You mention don&#039;t over complicate things, but what&#039;s the crossing line between tracking everything and not being too complicated?</description>
		<content:encoded><![CDATA[<p>A lot of people may actually begin starting a budget but don&#8217;t actually follow through with it, which of course is the most important part.  I have trouble trying to budget every little thing.  You mention don&#8217;t over complicate things, but what&#8217;s the crossing line between tracking everything and not being too complicated?</p>
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