Privacy Policy

Also read our Disclaimer page

The privacy of our visitors to GoodFinancialCents.Com  is important to us.  At GoodFinancialCents.Com, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use visit GoodFinancialCents.Com, and how we safeguard your information. We never sell your personal information to third parties.

Log Files

As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons

We do use cookies to store information, such as your personal preferences when you visit our site. This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on GoodFinancialCents.Com to support our site. Some of these advertisers may use technology such as cookies, DART cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed.  Use of cookies is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).  The use of DART cookies enables advertisers such as Google Adsense to serve ads based on your visit and your visits to other sites on the Internet.  Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.

TERMS AND CONDITIONS OF GoodFinancialCents.Com:

GoodFinancialCents.Com provides the materials contained on this web site to our customers and visitors. GoodFinancialCents.Com requires that all visitors to the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. GoodFinancialCents.Com may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the Site. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes of these Terms and Conditions references to GoodFinancialCents.Com include its operators.

Ownership of materials

Except as otherwise indicated, this Web site and its entire contents including, but not limited to, the text, information, material, software and graphics contained on this Website, are owned by GoodFinancialCents.Com and its affiliates. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. GoodFinancialCents.Com makes no proprietary claim to any third-party names, trademarks or service marks appearing on this Web site. Any third-party names, trademarks, and service marks are the properties of their respective owners. The Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way without GoodFinancialCents.Com’s prior written permission.

Disclaimer and Limitation on Liability

BY USING THIS WEB SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEB SITE AND THE INTERNET GENERALLY. THE INFORMATION IS PROVIDED AS IS, WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL GoodFinancialCents.Com BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED Web SITE, EVEN IF GoodFinancialCents.Com OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

GoodFinancialCents.Com will not be responsible for any errors or omissions in the Materials or information provided on this Web site, nor for any loss or damage caused by your reliance on information obtained on this Web site or in a hyperlinked site.

This Web site provides information on credit cards. While GoodFinancialCents.Com believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, usefulness or completeness of such information or advice. GoodFinancialCents.Com recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on any information or advice you obtain on this Web site. Any reliance by you on any information or advice will be at your own risk.

Governing law and jurisdiction

These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the state of Connecticut, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of Connecticut or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of Connecticut. By using this Web site, you consent to the jurisdiction of the state and federal courts of New Haven County, CT, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this Web site or the use of, or reliance on, this Web site.

DISCLOSURE POLICY

GoodFinancialCents.Com receives compensation from companies featured on this website. This compensation varies from company to company and could impact the way credit cards are ranked and presented to visitors. This website does contain content which might be viewed as a conflict of interest. This content may not be identified in any way. We strive to provide the most important information to our visitors and aim to provide recommendations based on what we believe to be the best deals for consumers, regardless of compensation.

Privacy Policy

GoodFinancialCents.Com is committed to protecting your privacy when you visit our Web site. You can access GoodFinancialCents.Com and browse our site without disclosing any of your personal data. GoodFinancialCents.Com does not collect personal information about individuals, such as names and mailing or e-mail addresses, unless it is knowingly provided by the individual and he or she has agreed to the terms under which GoodFinancialCents.Com will use it.

Disclosure of Information

GoodFinancialCents.Com will not sell, trade, or rent your personal information to others. We do not automatically log personal data nor do we link information automatically logged by other means with personal data about specific individuals. We may use IP addresses to compile and provide aggregate statistics about our visitors, traffic patterns, and administer the site. This statistical information may also be related to third parties, but these statistics will not include any personally identifying information, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. We collect only the personal data that you may volunteer while using our services. We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations.

If you do not want to have your information used in this way, send an e-mail message containing your name and email address to info@GoodFinancialCents.Com. GoodFinancialCents.Com may release account information when such release is reasonably necessary to comply with the law; enforce the terms of any of our user agreements; or protect the rights, property, and safety of GoodFinancialCents.Com, the users of its site, or others.

Our Commitment to Children’s Privacy

Protecting the privacy of the very young is important to us. For that reason, we do not collect or maintain information at our sites from those we actually know are under 18, and no part of our site is structured to attract anyone under 18.

External Web Sites

Please note that GoodFinancialCents.Com contains links to other web sites. Please be aware that we are not responsible for the privacy practices of these other sites. We encourage our users to be aware that when they leave our site that you read the privacy statements of each web site that might collect personally identifying information.

This privacy statement applies solely to information collected by GoodFinancialCents.Com. If you have any questions or concerns about our privacy policy, please contact: info@GoodFinancialCents.Com

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