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	<title>Comments on: Using a Roth IRA to Maximize Your Wealth</title>
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	<description>Helping You Make Cents Of Investing and Financial Planning</description>
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		<title>By: A Roth Roundup &#187; JoeTaxpayer</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-8045</link>
		<dc:creator>A Roth Roundup &#187; JoeTaxpayer</dc:creator>
		<pubDate>Sun, 24 Jan 2010 13:05:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-8045</guid>
		<description>[...] in my role as staff writer at Jeff Rose&#8217; Good Financial Cents, he&#8217;s published my Using a Roth IRA to Maximize Your Wealth and this past week, Unforeseen Consequences of the Roth IRA Conversion. Jeff has been pretty [...]</description>
		<content:encoded><![CDATA[<p>[...] in my role as staff writer at <a href="http://www.jeffrosefinancial.com" >Jeff Rose</a>&#8217; Good Financial Cents, he&#8217;s published my Using a <a href="http://www.goodfinancialcents.com/7-things-to-know-about-roth-ira-rules-for-2010/" >Roth IRA</a> to Maximize Your Wealth and this past week, Unforeseen Consequences of the <a href="http://www.goodfinancialcents.com/2010-roth-ira-conversion-rules/" >Roth IRA Conversion</a>. Jeff has been pretty [...]</p>
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		<title>By: JoeTaxpayer</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-6939</link>
		<dc:creator>JoeTaxpayer</dc:creator>
		<pubDate>Mon, 11 Jan 2010 21:35:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-6939</guid>
		<description>Thanks for visiting Sam. I&#039;ve been looking for the best way to get the message out, but of course, it&#039;s a complicated topic, and many variables to consider.
.-= JoeTaxpayer&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/Joetaxpayer/~3/de1-p0vQWdY/&quot; rel=&quot;nofollow&quot;&gt;More on Estate Planning&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Thanks for visiting Sam. I&#8217;ve been looking for the best way to get the message out, but of course, it&#8217;s a complicated topic, and many variables to consider.<br />
<span class="cluv"> JoeTaxpayer&#180;s last blog ..<a href="http://feedproxy.google.com/~r/Joetaxpayer/~3/de1-p0vQWdY/" rel="nofollow">More on Estate Planning</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.goodfinancialcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Financial Samurai</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-6937</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Mon, 11 Jan 2010 21:24:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-6937</guid>
		<description>This is an excellent analysis Joe.   Just finished skimming through it.  I think one of the reasons why not more people comment or respond is b/c it&#039;s a little tough to understand all the nuiansces.

Love the charts!
.-= Financial Samurai&#180;s last blog ..&lt;a href=&quot;http://www.financialsamurai.com/2010/01/11/be-a-sloth-and-dont-roth/&quot; rel=&quot;nofollow&quot;&gt;Be A Sloth and Don’t ROTH – Why Converting To A ROTH Is A Mistake!&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>This is an excellent analysis Joe.   Just finished skimming through it.  I think one of the reasons why not more people comment or respond is b/c it&#8217;s a little tough to understand all the nuiansces.</p>
<p>Love the charts!<br />
<span class="cluv"> Financial Samurai&#180;s last blog ..<a href="http://www.financialsamurai.com/2010/01/11/be-a-sloth-and-dont-roth/" rel="nofollow">Be A Sloth and Don’t ROTH – Why Converting To A ROTH Is A Mistake!</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.goodfinancialcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: JoeTaxpayer</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-4956</link>
		<dc:creator>JoeTaxpayer</dc:creator>
		<pubDate>Wed, 11 Nov 2009 00:55:16 +0000</pubDate>
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		<description>Jim - I meant &#039;median&#039;. Your definition is correct, mean is the average, median, the halfway point.
.-= JoeTaxpayer&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/Joetaxpayer/~3/3OG44Dbbwy8/&quot; rel=&quot;nofollow&quot;&gt;Latest on Flex Accounts&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Jim &#8211; I meant &#8216;median&#8217;. Your definition is correct, mean is the average, median, the halfway point.<br />
<span class="cluv"> JoeTaxpayer&#180;s last blog ..<a href="http://feedproxy.google.com/~r/Joetaxpayer/~3/3OG44Dbbwy8/" rel="nofollow">Latest on Flex Accounts</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.goodfinancialcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Rising National Debt Makes Roth IRA a Good Choice</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-4147</link>
		<dc:creator>Rising National Debt Makes Roth IRA a Good Choice</dc:creator>
		<pubDate>Wed, 02 Sep 2009 10:20:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-4147</guid>
		<description>[...] certainty? No, but in my thinking a very high probability. Although I am already retirement age, I invest in a Roth IRA every month. I just feel better about paying my taxes today, knowing that they are fully paid today [...]</description>
		<content:encoded><![CDATA[<p>[...] certainty? No, but in my thinking a very high probability. Although I am already retirement age, I invest in a <a href="http://www.goodfinancialcents.com/7-things-to-know-about-roth-ira-rules-for-2010/" >Roth IRA</a> every month. I just feel better about paying my taxes today, knowing that they are fully paid today [...]</p>
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		<title>By: nil2million.com</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-4022</link>
		<dc:creator>nil2million.com</dc:creator>
		<pubDate>Mon, 24 Aug 2009 06:23:07 +0000</pubDate>
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		<description>&lt;strong&gt;Carnival Of Everything About Personal Finance – 9th Edition...&lt;/strong&gt;




Welcome to the 9th Edition of Everything About Personal Finance!
In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of  career, credit card, debt managemen...</description>
		<content:encoded><![CDATA[<p><strong>Carnival Of Everything About Personal Finance – 9th Edition&#8230;</strong></p>
<p>Welcome to the 9th Edition of Everything About Personal Finance!<br />
In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of  career, credit card, debt managemen&#8230;</p>
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		<title>By: dave</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-3983</link>
		<dc:creator>dave</dc:creator>
		<pubDate>Wed, 19 Aug 2009 01:57:41 +0000</pubDate>
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		<description>Whether it&#039;s a Roth IRA or a traditional one, IRAs are a great way to build wealth. 

In my case, a Roth IRA makes more sense because of the fact that there are no obligated distributions. You can leave those savings to your children!
.-= dave&#180;s last blog ..&lt;a href=&quot;http://www.rothirahelp.com/2009/04/what-is-a-roth-ira/&quot; rel=&quot;nofollow&quot;&gt;What is a Roth IRA?&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Whether it&#8217;s a <a href="http://www.goodfinancialcents.com/7-things-to-know-about-roth-ira-rules-for-2010/" >Roth IRA</a> or a traditional one, IRAs are a great way to build wealth. </p>
<p>In my case, a <a href="http://www.goodfinancialcents.com/7-things-to-know-about-roth-ira-rules-for-2010/" >Roth IRA</a> makes more sense because of the fact that there are no obligated distributions. You can leave those savings to your children!<br />
<span class="cluv"> dave&#180;s last blog ..<a href="http://www.rothirahelp.com/2009/04/what-is-a-roth-ira/" rel="nofollow">What is a Roth IRA?</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.goodfinancialcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Yard Sales: My Social Event</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-3945</link>
		<dc:creator>Yard Sales: My Social Event</dc:creator>
		<pubDate>Sat, 15 Aug 2009 19:19:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-3945</guid>
		<description>[...] Using a Roth IRA to Maximize Your Wealth at Good Financial Cents [...]</description>
		<content:encoded><![CDATA[<p>[...] Using a <a href="http://www.goodfinancialcents.com/7-things-to-know-about-roth-ira-rules-for-2010/" >Roth IRA</a> to Maximize Your Wealth at Good Financial Cents [...]</p>
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		<title>By: Jim</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-3934</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Fri, 14 Aug 2009 17:04:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-3934</guid>
		<description>Pretty good analysis.   Too many people seem to overlook the impact of the standard deductions on tax rates in retirement.

When you say:  &quot;for those born in 1956-65 the mean (half are above half below) expected household wealth&quot;

Median is the point where 50% is above and 50% is below.    The mean would be skewed high by a few very wealthy individuals.   So the median point would be less than the mean.
.-= Jim&#180;s last blog ..&lt;a href=&quot;http://feedproxy.google.com/~r/FreeBy50/~3/01QwdmpKImc/lots-of-hotel-deals-in-vegas-right-now.html&quot; rel=&quot;nofollow&quot;&gt;Lots of Hotel Deals in Vegas Right Now&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Pretty good analysis.   Too many people seem to overlook the impact of the standard deductions on tax rates in retirement.</p>
<p>When you say:  &#8220;for those born in 1956-65 the mean (half are above half below) expected household wealth&#8221;</p>
<p>Median is the point where 50% is above and 50% is below.    The mean would be skewed high by a few very wealthy individuals.   So the median point would be less than the mean.<br />
<span class="cluv"> Jim&#180;s last blog ..<a href="http://feedproxy.google.com/~r/FreeBy50/~3/01QwdmpKImc/lots-of-hotel-deals-in-vegas-right-now.html" rel="nofollow">Lots of Hotel Deals in Vegas Right Now</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://www.goodfinancialcents.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Weekly Mashup: 15 Hour Days &#124; My Life ROI, Getting the Best Return On Life</title>
		<link>http://www.goodfinancialcents.com/roth-ira-amounts-maximize-wealthy/comment-page-1/#comment-3909</link>
		<dc:creator>Weekly Mashup: 15 Hour Days &#124; My Life ROI, Getting the Best Return On Life</dc:creator>
		<pubDate>Wed, 12 Aug 2009 15:58:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=7014#comment-3909</guid>
		<description>[...] Using a Roth IRA to Maximize Your Wealth @ Good Financial Cents. [...]</description>
		<content:encoded><![CDATA[<p>[...] Using a <a href="http://www.goodfinancialcents.com/7-things-to-know-about-roth-ira-rules-for-2010/" >Roth IRA</a> to Maximize Your Wealth @ Good Financial Cents. [...]</p>
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