5 Questions to Ask Yourself Before You Buy Something

Questions to Ask Yourself Before You Buy SomethingSo often, we buy something, sure that we “need” it, only to find that it’s not really something that we use again, or that we truly need.

Before you buy something, it’s a good idea to ascertain that you actually need it, and that it fits in with your long-term financial priorities.

Before you buy something that you “need,” take a step back and determine whether you really should buy that item.

Here are 5 questions to ask yourself — answer honestly:
[Read more…]

Don’t Pay Late! Different Ways to Set Up a Bill Reminder

Ways to Set Up a Bill ReminderWhen it comes to paying bills, I’m horrible!

Luckily, I’ve found a way to outsource it….to my wife. :)

My wife is the queen of paying our bills on time and refuses to let a bill go unpaid or pay a silly late fee.

To my amazement, she doesn’t need an app on her iPhone to reminder her when a bill needs to be paid like I would.

She just uses a simple single sheet of paper pinned up next to our home computer (see pic to the right). She definitely completes me.

For those that need more than a single sheet a paper, I’ve asked Miranda to share some neat ways to setup a bill reminders so that you never pay another late bill again.
[Read more…]

Is That REALLY Affordable?

During the heady years prior to the financial crisis of 2008, many people thought that they could “afford” bigger homes.

Unfortunately, as low-rate mortgage reset, it became painfully obvious that those homes weren’t affordable at all.

But we don’t have to go nearly that big. In college, I assumed I could afford something because it fit neatly on my credit card.

Often, I bought items immediately, telling myself I could afford it because I could just pay it off with my next paycheck.
[Read more…]