In my earlier working years, I wasn’t complete sold on disability income insurance. I had good health insurance coverage, what I considered a good portion of term life insurance coverage, and felt that I was pretty well set. Luckily, my current firm, LPL Financial, had an awesome arrangement with a disability insurance company and I was able to get a long term disability insurance policy at a good price. Even without the the reduced cost, I now see the importance of having a disability insurance income policy; especially as I see my family grow.
How much disability insurance do you need?
