8 Daily Deal Sites to Help You Save Money

Daily deal sitesSocial media seems to be infiltrating every aspect of our lives, and that includes shopping.

Indeed, social shopping is made possible with daily deal sites that allow you to take advantage of great prices on purchases from food to clothing.

Daily deal sites can be a great way to score a good deal, but you do need to be careful.

Make sure that daily deal sites aren’t costing you more, by encouraging you to make impulse purchases.

If you have it all under control, and if you are ready to see what savings are available to you, here are 7 daily deal sites that can help you save money:
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How to Get a Personal Loan Approved

get a personal loan approved bad creditIn some cases, a personal loan is desirable.

You may want to start a home business, or you may want to borrow for a vacation, or you might have some other use for the money.

A personal loan — usually unsecured — can provide you with a little extra cash to help you meet your goals.

Actually securing that personal loan can be a bit difficult, though.

Here’s a few ways on how to get your pers0nal loan approved.

And if that doesn’t work, we have offer some other options, too.
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5 Questions to Ask Yourself Before You Buy Something

Questions to Ask Yourself Before You Buy SomethingSo often, we buy something, sure that we “need” it, only to find that it’s not really something that we use again, or that we truly need.

Before you buy something, it’s a good idea to ascertain that you actually need it, and that it fits in with your long-term financial priorities.

Before you buy something that you “need,” take a step back and determine whether you really should buy that item.

Here are 5 questions to ask yourself — answer honestly:
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Is That REALLY Affordable?

During the heady years prior to the financial crisis of 2008, many people thought that they could “afford” bigger homes.

Unfortunately, as low-rate mortgage reset, it became painfully obvious that those homes weren’t affordable at all.

But we don’t have to go nearly that big. In college, I assumed I could afford something because it fit neatly on my credit card.

Often, I bought items immediately, telling myself I could afford it because I could just pay it off with my next paycheck.
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Strategies for Beating Market Volatility

You’ve probably noticed that the stock market has been a little bit volatile lately. Dropping by hundreds of points one day, and then gaining hundreds of points a day or two later. There is a great deal of uncertainty right now, and that usually means market volatility as investors try to figure out what to do next.

While there is no way to completely protect your investment portfolio from the dips in the market, and there is no way to predict what could happen next with any sort of accuracy, there are some things you can do to keep from letting market volatility ruin your financial futures. Here are a few things to try:
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When is Bankruptcy Acceptable?

Most of us don’t like to think that bankruptcy is acceptable in any circumstance. After all, if we incur debt, shouldn’t we pay it? However, the recent economic turmoil, and the long, long recovery time expected for the economy and job market (some say the job market may never recover), some are beginning to rethink their ideas of whether or not bankruptcy is acceptable.
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