As shoppers gear up for Black Friday and Cyber Monday, we’d like to offer you a story on how they can use their credit cards wisely and keep their spending in check.
The majority of Americans are going to use their credit cards this holiday season:
- more than half will be shopping online where credit cards are the primary means of payment
- half of us will use our best credit cards for in-store purchases
The temptation to sign up for a retailer’s promotional credit card to score a better deal is high, but what shoppers don’t know is not all cards are equal— many of the promotional interest rates and rewards won’t match the long-term benefits of non-seasonal cards.
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