photo by cat collier
Turning the age of 30, I now reflect back at some of the key choices that I made to put me and my wife in the prime financial situation that we’re in. As a college student, I started to walk down the path as many of my peers accumulating student loan and credit card debt at ease. Luckily, I stumbled into a career as a financial planner and was able to see the error of my ways. When I look back, I can attribute five things that I did that made a huge difference into where I’m at today. These are five smart money decisions that anyone can do as long as they have a willingness and discipline to do so.
1. Avoid Debt Like the Plague
Most college students graduate with a combination of student loan and credit card debt. Most of us are just kind of brain washed into thinking this is just the way it is, that everybody should graduate college with student loan debt. Luckily, with the aid of the Illinois National Guard and the realization that my student loans were mounting, I was able to graduate college with no student loan debt and very minimal credit card debt. Doing so was a huge relief in starting my career of not having to worry about making those loan payments back. […]
