Comments on: 107 Things That Make Good Financial Cents

By: Pat

Pat — Mon, 23 Nov 2009 05:59:05 +0000

Great list. Even though I’m reading it in Nov and it was apparently published in June! I really appreciate #108 as I am a faithful tither (if that’s a word) – 10% tithe and 10% offering and I’ve got to tell you I have done far more with the 80% that’s left than I would have ever done withthe 100%! Keep up the good work!

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The Best of the Best in Money and Personal Finance #4 — Sun, 05 Jul 2009 18:41:40 +0000

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Fri, 03 Jul 2009 20:28:08 +0000

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By: prufock

prufock — Tue, 23 Jun 2009 13:04:14 +0000

Staci,
That still isn’t a financial decision, though, and doesn’t answer my questions. It isn’t about my state of mind, it’s about the cost:gain ratio. By what you’re saying those decisions still don’t make financial sense OR financial cents.

By: staci @teaching money to kids

staci @teaching money to kids — Tue, 23 Jun 2009 02:53:59 +0000

Okay, let’s talk tithing and/or charitable giving. Doing it for the humanitarian reasons are all great, but when money gets tight, what do you do? Do you tighten up your giving too?
Being able to give for reasons that are beyond humanitarian, and beyond just being thankful for where you came from, means that you are in a different place mentally and financially. Its the financial Peace (to borrow from Dave Ramsey) that lets you say “I have enough money, I have enough stuff”. Regardless of how much money you have. Its the not having to worry about whether or not you will have enough.
I just blogged about this with Strawberries.
http://teachingmoneytokids.blogspot.com/search/label/offering
Now whether or not this makes good financial cents comes when you are able to say I only need____ to be happy instead of needing a billion dollars to be happy. You can arrive sooner. And being able to give money away is a huge step in taht feeling of arrival.
But if you aren’t there, you may not recognize it.
staci @teaching money to kids´s last blog ..Party Like It’s 1999

By: * Back From Family Road Trip Vacation

* Back From Family Road Trip Vacation — Tue, 23 Jun 2009 02:46:25 +0000

[...] 107 Things That Make Good Financial Cents at Good Financial Cents — A great collection of financial tips from dozens of PF bloggers.Save money while traveling at Gather Little By LittleHow Your Personality and Past Affect Your Money Habits at Man vs. DebtMicrosoft’s fate: The conclusion at Intelligent SpeculatorGrowth investing at MonevatorAm I a crook? at OneMint24 Reasons (Excuses) You Haven’t Saved Money Yet at Fiscal FizzleWhy Suze Orman SHOULD be in Bonds, and You Should NOT at The Dough RollerHow FSA Plan Account Contributions Can Save You Thousands at Darwin’s FinanceHealth Care Reform at Joe Taxpayer [...]

By: SingleGuyMoney

SingleGuyMoney — Mon, 22 Jun 2009 22:39:54 +0000

This is an excellent list and covers all of the important areas of personal finance. Great job!

I do agree with “prufock” regarding tithing. I don’t tithe but I do try to donate money to charities instead.

By: prufock

prufock — Mon, 22 Jun 2009 12:30:59 +0000

Only 2 points out of 109 I question: 107 and 108.

107. I’m a fan of charitable giving, but I do it because it’s the humanitarian thing to do, not because it “makes financial cents.” Is it really possible to bank a return on donations? I know that it can reduce tax on your income, but can you really do any better than break even? Would it be better to pump that money into savings?

108. Similarly, I’m not sure how giving money to a religious institution is supposed to show a financial return or savings. If I’m going to give money to the reason I exist, I’ll give some to my parents.