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	<title>Comments on: Five Ways to Get on Financial Track for 2009</title>
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	<link>http://www.goodfinancialcents.com/ways-financial-track-2009/</link>
	<description>Helping You Make Cents Of Investing and Financial Planning</description>
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		<title>By: The Passive Dad</title>
		<link>http://www.goodfinancialcents.com/ways-financial-track-2009/comment-page-1/#comment-263</link>
		<dc:creator>The Passive Dad</dc:creator>
		<pubDate>Mon, 19 Jan 2009 05:51:56 +0000</pubDate>
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		<description>Great tips Jeff.  I&#039;m looking to automate our budget for 2009 and had some friends over to dinner tonight who use Mvelopes.  I guess you need to pay for this software each year so I&#039;m going to try and compare it to Mint.  Have you used any budget software other than a spreadsheet?

&lt;abbr&gt;&lt;em&gt;The Passive Dad&#8217;s last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/thepassivedad/BEqd/~3/512031494/&quot; rel=&quot;nofollow&quot;&gt;2009 Bill Proposed For New Car Tax Deduction Up To $7,500&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Great tips Jeff.  I&#8217;m looking to automate our budget for 2009 and had some friends over to dinner tonight who use Mvelopes.  I guess you need to pay for this software each year so I&#8217;m going to try and compare it to Mint.  Have you used any budget software other than a spreadsheet?</p>
<p><abbr><em>The Passive Dad&#8217;s last blog post..<a href="http://feeds.feedburner.com/~r/thepassivedad/BEqd/~3/512031494/" rel="nofollow">2009 Bill Proposed For New Car Tax Deduction Up To $7,500</a></em></abbr></p>
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		<title>By: Craig</title>
		<link>http://www.goodfinancialcents.com/ways-financial-track-2009/comment-page-1/#comment-244</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Fri, 16 Jan 2009 21:28:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=1783#comment-244</guid>
		<description>Hey Jeff, found you from Lazy Man And Money and enjoyed your tips and speaking with you over there.  Read a bunch of your previous posts here, and guess what, now I&#039;m hooked, it&#039;s officially in the RSS.

I&#039;m in a different situation than most because I am a recent grad, and fortunately graduated with no debt.  I need to rollover my IRA from a previous job and begin contributing, have money in savings, but at the same time am trying to build a vacation/emergency fund.  I would like to contribute more to savings, fund, but let&#039;s be honest, I want to have some fun and live now.  Any advice on trying to balance it out?</description>
		<content:encoded><![CDATA[<p>Hey Jeff, found you from Lazy Man And Money and enjoyed your tips and speaking with you over there.  Read a bunch of your previous posts here, and guess what, now I&#8217;m hooked, it&#8217;s officially in the RSS.</p>
<p>I&#8217;m in a different situation than most because I am a recent grad, and fortunately graduated with no debt.  I need to rollover my IRA from a previous job and begin contributing, have money in savings, but at the same time am trying to build a vacation/<a href="http://www.goodfinancialcents.com/emergency-fund-to-the-rescue/" >emergency fund</a>.  I would like to contribute more to savings, fund, but let&#8217;s be honest, I want to have some fun and live now.  Any advice on trying to balance it out?</p>
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		<title>By: Lynnae</title>
		<link>http://www.goodfinancialcents.com/ways-financial-track-2009/comment-page-1/#comment-242</link>
		<dc:creator>Lynnae</dc:creator>
		<pubDate>Fri, 16 Jan 2009 20:22:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=1783#comment-242</guid>
		<description>Great advice all around!  Now more than every, it&#039;s important to be financially prepared!

Thanks for the link!

&lt;abbr&gt;&lt;em&gt;Lynnae&#8217;s last blog post..&lt;a href=&quot;http://beingfrugal.net/2009/01/16/tgif-introducing-blog-of-the-week/&quot; rel=&quot;nofollow&quot;&gt;TGIF: Introducing Blog of the Week&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Great advice all around!  Now more than every, it&#8217;s important to be financially prepared!</p>
<p>Thanks for the link!</p>
<p><abbr><em>Lynnae&#8217;s last blog post..<a href="http://beingfrugal.net/2009/01/16/tgif-introducing-blog-of-the-week/" rel="nofollow">TGIF: Introducing Blog of the Week</a></em></abbr></p>
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		<title>By: Studenomics</title>
		<link>http://www.goodfinancialcents.com/ways-financial-track-2009/comment-page-1/#comment-238</link>
		<dc:creator>Studenomics</dc:creator>
		<pubDate>Fri, 16 Jan 2009 17:19:22 +0000</pubDate>
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		<description>Whether your emergency savings are at a $1,000 or $10,000 you should feel good knowing that you are prepared for anything that could go wrong. It&#039;s not good to be negative all the time but let&#039;s face it, anything could happen in the current state of the economy. Knowing that you are planning for anything that could go wrong you could probably sleep better at night.
BTW you came off really well on that news piece, like a true professional.

&lt;abbr&gt;&lt;em&gt;Studenomics&#8217;s last blog post..&lt;a href=&quot;http://studenomics.com/new-grads/the-cure-for-college-graduates-drowning-in-debt/&quot; rel=&quot;nofollow&quot;&gt;The Cure For College Graduates Drowning In Debt&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Whether your emergency savings are at a $1,000 or $10,000 you should feel good knowing that you are prepared for anything that could go wrong. It&#8217;s not good to be negative all the time but let&#8217;s face it, anything could happen in the current state of the economy. Knowing that you are planning for anything that could go wrong you could probably sleep better at night.<br />
BTW you came off really well on that news piece, like a true professional.</p>
<p><abbr><em>Studenomics&#8217;s last blog post..<a href="http://studenomics.com/new-grads/the-cure-for-college-graduates-drowning-in-debt/" rel="nofollow">The Cure For College Graduates Drowning In Debt</a></em></abbr></p>
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		<title>By: Jeff Rose</title>
		<link>http://www.goodfinancialcents.com/ways-financial-track-2009/comment-page-1/#comment-236</link>
		<dc:creator>Jeff Rose</dc:creator>
		<pubDate>Fri, 16 Jan 2009 13:05:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=1783#comment-236</guid>
		<description>Pete-

It&#039;s all about the effort.  The fact that you are trying to accomplish your goal is key.  Good luck on your journey!</description>
		<content:encoded><![CDATA[<p>Pete-</p>
<p>It&#8217;s all about the effort.  The fact that you are trying to accomplish your goal is key.  Good luck on your journey!</p>
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		<title>By: Peter</title>
		<link>http://www.goodfinancialcents.com/ways-financial-track-2009/comment-page-1/#comment-235</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Fri, 16 Jan 2009 13:01:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.goodfinancialcents.com/?p=1783#comment-235</guid>
		<description>Thanks for the link!  6-8 months of emergency fund, huh?  Most people scoff when I say 3-6 months, but I think right now, times being as they are, 8-12 months really is a good idea.   We&#039;re on our way, slowly but surely!

&lt;abbr&gt;&lt;em&gt;Peter&#8217;s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/BibleMoneyMatters/~3/l9qZfOT6GVU/a-commonly-believed-myth-the-little-guy-just-cant-get-ahead.html&quot; rel=&quot;nofollow&quot;&gt;A Commonly Believed Myth: The Little Guy Just Can’t Get Ahead&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for the link!  6-8 months of <a href="http://www.goodfinancialcents.com/emergency-fund-to-the-rescue/" >emergency fund</a>, huh?  Most people scoff when I say 3-6 months, but I think right now, times being as they are, 8-12 months really is a good idea.   We&#8217;re on our way, slowly but surely!</p>
<p><abbr><em>Peter&#8217;s last blog post..<a href="http://feedproxy.google.com/~r/BibleMoneyMatters/~3/l9qZfOT6GVU/a-commonly-believed-myth-the-little-guy-just-cant-get-ahead.html" rel="nofollow">A Commonly Believed Myth: The Little Guy Just Can’t Get Ahead</a></em></abbr></p>
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