bad spending habitsYou may not realize it, but your spending says a lot about you.

If a complete stranger were to look at your latest spending decisions, he or she would be able to get an idea about what you value, and who you are.

What you choose to spend your money on says a lot about who you are.

Take a look at your spending.

Do you think accurately reflects who you are?

Where You Spend Money Says Something about What You Value

What do you spend your hard earned money on? Where your money goes says a lot about what you value. If your money is spent on donations to charitable organizations, it’s fairly clear that you value helping others. Those that spend money on the latest gadgets and toys are saying something about how important it is to have the latest stuff.

Others, who spend money on organically grown produce, are making a statement about what kind of lifestyle they lead, and perhaps indicating that they value health. Those who put aside money in a retirement account proclaim that preparation for the future is important to them.

Take a look at your spending, and determine what it says about you.

  • What things appear important to you?
  • Are you concerned with paying down debt?
  • Is seeing new things important to you?
  • Do you like to eat out?
  • Do you have problems with meal planning?
  • Do you like owning expensive cars?

Your spending provides clues to your values — and you might be surprised at what you find. You might find that your spending indicates that you value certain things that you didn’t even realize were important to you.

Do You Think Your Spending Really Does Mirror Your Values?

Some people, when looking at their spending, realize that, perhaps, the way they spend their money doesn’t actually match up with their values. You might say that you value your health, but if your spending shows that you frequent fast food restaurants, perhaps this isn’t the case. You might say that stuff isn’t important to you, but your spending on various trinkets might belie this statement.

When you look at your spending, you can see where your money goes, and that is a fairly good indication of what really is important to you. If you think that your spending doesn’t reflect your values, perhaps it’s time to change your spending habits.

After all, many of use are happier when we are consistent in our lives. If you are spending money on the things that truly matter to you, and you cut back on the things that aren’t so important, you will likely be happier in yourself and your financial decisions.

Think about your spending. Really look at it. Consider what it says about who you are. If you don’t like what your spending says about you, perhaps it’s time to make some changes in the way that you spend money so that your values are accurately reflected in your finances. You’ll feel better, and you’ll be more likely to stick to your budget.


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Comments | 2 Responses

  1. says

    On your question, “Do You Think Your Spending Really Does Mirror Your Values?” I believe so. Before we got so deep with loans and credit card debt, we do not plan our expenses. We do not have a budget nor savings and investment. After the “financial crisis”, we realized how bad we were in handling our finances. We were able to pay off our credit card debt through sheer discipline and determination. we held tight on our budget and reduced unnecessary expenses. And though we are still paying our loan, we are now able to save and invest a little. Our values on finances and spending has changed since then.

  2. says

    One change I’ve recently made is that I’m spending food money on wholesome foods and not eating desserts. It’s difficult and I hope I can keep it up, because it does align with my belief that God intends us to eat what he made – not artificial junk! Thanks for the post!

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