Ready to start saving for retirement and a better financial future?
Opening an online brokerage account is one of the first steps you need to take.
Once you have your brokerage account opened you can transfer funds into the account and begin choosing investments.
When you are comparing brokerage firms you will take into account things like trade commissions and account maintenance fees.
One thing that is often overlooked are the best stock broker signup bonuses that you can earn for switching to or starting with that broker. [click to continue…]
Of the 20 million students who attend college in the United States every year, about 60 percent of them rely on student loans to pay tuition.
That creates long-term debt that many graduates have a hard time keeping track of, especially when they have loans from government agencies, private lenders, and other sources.
Tuition.IO makes it easier for people to monitor their loans, find ways to make repayment easier, and determine how much they can save by adjusting their repayment schedules.
Plus, it’s completely free to use. That’s a big advantage for graduates trying to minimize expenses. [click to continue…]
There was a time, every couple of months, when I looked at the invoicing for my home business, saw the outstanding bills, and ground my teeth.
As my bank account dwindled due to mortgage and car loan payments, retirement account contributions, and paying off what I’d spent on my credit cards during the month, it was frustrating to know that I should have $2,000 more.
A similar feeling used to set in when a major expense appeared on the horizon, and we had to sit around waiting for the university’s distance education department to pull it together and deposit the pay for the online class my husband teaches.
It’s still frustrating to be in those situations, but learning to manage our cash flow has taken some of the stress out of our finances. [click to continue…]
I love when people try to convince me that they can time the market and day trade their 401k.
That they honestly believe that they can pull their money out at the peak and consistently do this to where they will never lose money.
Unless you have some crystal ball that I’m unaware of or there was a major called “Market Timing 101″ that I missed on my school’s class curriculum, then the chances of you timing the market are slim to none.
Even worse in your 401k since selling or buying your funds does not typically settle on the same day.
To all my 401k market timers, this video’s for you….
Have a co-worker that thinks you need to day trade your 401k? Be sure to send this video to them.
Inflation is a fact of life, with prices rising over time.
However, there are times when things decrease in price.
While 2013 will see some items increase in price, there are a few things that could cost less as the new year progresses.
As you plan your finances this year, and try to decide what you will save your money for, here are 5 things that could drop in price this year: [click to continue…]
Unless you’re one of the lucky ones that knows what they want to do when they grow up at birth, then finding the perfect career path is never an easy decision.
Always keep in mind that finding your dream job often comes after having a variety of experiences in different industries before settling into that perfect fit.
I didn’t know what I wanted to do when I was a baby per se, but I’m fortunate to have stumbled into becoming a financial planner.
It has by far been the job of my dreams and thus far the only real career job I’ve had. I don’t consider my time in college selling vitamins at GNC a real “career job”.
The economy, social trends and technology have a great deal to do with the jobs that are available. Keeping on top of career trends and the areas that offer the most growth is one way to choose the path that will provide the most opportunity and stability. [click to continue…]
If you’re familiar with the sandwich chain Jimmy John’s then you know how fast they deliver their subs.
Hence their classic tagline, “Subs, so fast you’ll freak!”.
I swear there have been times that I’ve had them delivered where not two minutes after placing my order they’re in my office waiting area ready to make the delivery. Amazing.
Wouldn’t it be sweet if you could get life insurance that fast?
Getting a rate quote for traditional life insurance can seemingly take forever. First, you need to meet with an agent and fill out paperwork or complete the application online.
Then you might need to meet with a nurse or doctor and go through a number of health exams.
Finally, the life insurance underwriters will need a few weeks to review all your information before they can give you a price. [click to continue…]
As I get older, it seems that I’m constantly getting these nagging injuries from me doing my crazy Crossfit workouts. (You can ask the wife, she’s tired of hearing me complain).
I’ve tweaked my shoulder, left knee, right trap (upper back), forearm, and; most recently, my right bicep.
I had never hurt my bicep that much before and was surprised on how much it affected my day to day activities.
It affected them so much that I had to rely on my left arm to pick up the slack.
The incident had reminded me about some show that I watched that discussed on how much of a benefit it was to use your non-dominant hand.
You may be surprised to learn that there are benefits to you when using your opposite hand – I know I was.
It feels awkward and you are likely to have much less control over what your non-dominant hand can do, but when you use your opposite hand you are “growing” your brain! I used my injury as a chance to permanently grow my brain for ever more.
I made a vow to start using my left hand for as many tasks that were previously always done with my right. It was time to grown my brain. Trust me. I need all the help I can get. [click to continue…]
Ready to start saving for retirement and a better financial future?
