8 Warning Signs You Need to Fire Your Financial Advisor

You’ve been working with a financial advisor for some time now, but now you’re starting to have doubts that you hired the right person for the job.

Hopefully, you did a background check on them first, right?

Is that financial planner more interested in helping you achieve your financial dream or just trying to sell you something?

fire financial advisor

Too often people have handed their money over to a financial advisor without researching whether they were good or not.

Even worse is that when they suspect that they are not getting the service they deserve, they don’t do anything about it.

If you have a suspect financial advisor, here are warning signs that you need to tell them,”You’re Fired,” and move on.
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How to Maximize Your Social Security Income (and avoid these 6 costly mistakes)

We’re all about retirement planning, and we often talk about Roth IRAs and other retirement accounts and strategies.

But what about Social Security? It’s an often overlooked, though highly critical, component of your retirement plan.

There are ways to maximize your Social Security income, but the most effective strategies need to be put in place before you actually begin collecting benefits.

maximize social security income

This can be confusing, because there are several different options as to when you can take Social Security. For example, you can take benefits beginning at ages 62, 67, 70, or any age you choose.

However, know that your age at the time of retirement will affect the amount of your benefit, as well as the benefits you’ll receive for the rest of your life.
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GF¢ 047: Crushing Goals for 2015


“Dream small dreams. If you make them too big, you get overwhelmed and you don’t do anything. If you make small goals and accomplish them, it gives you the confidence to go on to higher goals.”

John H. Johnson

By now, if you’ve been a reader of my blog, you know that I LOVE to set goals. This is a byproduct of joining The Strategic Coaching program 4 years ago. You can read how much I love that program here.

Setting and reviewing my goals consistently has yielded wild and crazy results. My revenue has almost tripled (hopefully soon quadruple!) and I’ve taken more time off than I ever have. #winning

my goals 2015

This was the first goals post I shared on the blog. I then did a few follow up posts here and here.
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What is an “Indirect Rollover”? (and why you should care)

We often hear the term “rollover” in connection with retirement accounts.

People frequently rollover money from one retirement account to another.

One of the biggest types of rollovers occurs when a person leaves a job, and does a rollover of their 401(k) plan to an IRA (here’s how you do a 401k rollover to a Roth IRA).

ira direct transfer

But as casually as the word rollover is used, there are actually two types, direct and indirect. And which one you use will be more important this year – and from this point forward – than it is ever been in the past.
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The Top 10 Good Financial Goals That Everyone Should Have

If you haven’t realized this yet, I’m kind of a goal setting freak.

Some people do New Year’s resolutions.  That’s great, but I think you need to revisit your goals on a more consistent basis.  For me, that’s every 90 days.

Other people don’t bother to set goals. They choose – unconsciously at least – to rely on luck.

“The best luck of all is the luck you make for yourself.”

Douglas MacArthur

Let’s establish up front that goals are something more substantial than dreams or wishes.

They can start with dreams or wishes, but they have an action plan behind them – something that spells out how we convert a desire into something real.

That’s especially important when it comes to financial goals. Since they require regular investments of money and effort over a long period of time, you need to have workable plan to bring them to reality.

good financial goals is key

Start by setting some financial goals. If you’ve never thought much about this, here are 10 good financial goals that everyone should have.
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What the Heck is a Hedge Fund?

Am I the only that thinks of Sonic the Hedgehog when I hear the term “hedge fund”?

Sonic the Hedge Fund

Hedge funds are the mystery players in the investment universe. We hear a lot about them, but few of us ever have any regular interaction with them, and we certainly don’t invest money with them. We assume that the only people who do are the big money people, like Georg Soros and Warren Buffet.
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11 Ways to Invest $100,000 with Confidence

A cool $100,000 hits your checking account. Good day.

Before you go bananas and buy a Tesla with automatic lane-changing capabilities, please take a deep breath – for my sake. The last thing I want to see you do is blow all your money on sports cars or bad investments.

how to invest $100000

Whether I’m investing $100,000 or $1,000,000, there are a few steps I would follow first. You can read more about those steps in my article on how to invest a million dollars. That article is more about what to do with a large sum of money (like paying off debt and building an emergency fund) – this one will help you learn about a number of investments, investment methods, and investment tools that will lower your risk.

So grab your $100K and invest with confidence!

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The 7 Surprisingly Simple Ways to Become a Millionaire

What do you picture when you hear about someone who’s a millionaire?

Let me take a stab at it . . . .

Perhaps a well-groomed old man lounging in his bathrobe, sipping on a tall glass of some complicated beverage, overlooking acres of achievement from the portico of his mansion?

Or maybe you see a fine-dressed young lady, confidently walking the through a Manhattan park on her way to the corporate meeting where she will soon land a business deal worth fifty years of your income.


It’s a title you may have never dreamed you could ever give yourself.

What if you could? What if?

Become a miilionaire

I want you to envision yourself as a millionaire. Imagine all the good you could accomplish in the world. Dream of the possibility. Believe you can become one. It actually could be simpler than you think.
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GF¢ 046: 7 Life Lessons I Learned from The Rock


Look at me.

Do you see a well-dressed financial advisor?

Perhaps the Scorpion King?

Okay, maybe you see both.

Admit it, when you look at me you don’t know whether you should ask for help consolidating your retirement accounts or request a signed movie poster.

Blink once, I’m Jeff Rose. Blink twice, I’m Dwayne Johnson.

And you can’t tell me I don’t look like The Rock. Even my wife thinks so:

Don’t just take my wife’s opinion. Kids always tell the truth . . . .

Walking through the mall with my wife a few years back, a teenage girl gave me the all-too-common double take. She passed by us but turned around, ran back to me, and exclaimed,

“Do you know you look like The Rock?”

Before I had a chance to respond, she scurried back to her friend.

I should have said something like, “Yeah, that’s because I am The Rock.” Ha.

But hey, I’m okay with looking like The Rock.

It gives me that celebrity feel, don’t you think? :)

7 Life Lessons I Learned from The Rock 1

After all, Mr. Dwayne Johnson and I have a few things in common – I’ve learned a few things from him.

I’m really not sure how, but I did.
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Dear Dad, Why Did You Let Debt Kill You?

According to his death certificate, my dad died of myocardial infarction, otherwise known as a heart attack.

His health had been deteriorating for some time, so it wasn’t a total surprise.

He gained weight and was diagnosed with Type 2 diabetes. He had two bypass surgeries — one triple, one quadruple. It wasn’t hard to understand why he had heart problems.

His diet was unhealthy; he didn’t get enough exercise; and he was constantly under stress.

We thought there wasn’t much any of us could have done. In retrospect, there was one area where I might have been able to help, though at the time I didn’t think about it in those terms. His financial health deteriorated more than his physical health, and that was one of the primary sources of stress.

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