The Right Time to Buy Stock Is…..

It never fails.

Anytime a new investor wants to get started investing, they always want to buy stock.


Doesn’t matter that they’ve never invested before.

Doesn’t matter that they have no idea what makes a good stock.

They just know that guys like Warren Buffet made a killing by buying stocks and they want to, too.

Even worse is when they want to buy a penny stock. >>>PLEASE<<<< don't do that.

If you think you're ready to buy some stock, watch this video first.

16 Reasons That Your Budget Sucks

If you’ve ever started a budget, you’ve most likely started with good intentions.

Sometimes your budget gets the job done, but other times, it’s a serious crash and burn that can leave you in worse shape than when you started.

Every time I’ve tried to budget in the past, I would always start with a pad and paper.

Unfortunately, by the time I got done trying to do my budget the sheet a paper looked more like a hardcore tournament of tic-tac-toe just took place.

Why? Because I HATE budgeting and even though I suck at tic-tac-toe it’s a whole lot more fun than budgeting.


As much as I hate it, I recognize that it’s a must if you have any hope of taking charge of your financial life.

Reasons That Your Budget Sucks

That’s where I got lucky. VERY lucky.
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GF¢ 036: Dropping Some Beats with Matt and Andrew of


Personal finance people love crunching numbers but that doesn’t mean that we’re all geeks.

I mean…look at me. Do you think I’m a geek?

Matt and Andrew of have a Top 20 podcast currently in iTunes and I love what these guys are doing.

They are also a prime example of how you can love personal finance and not be a total geek.

Well, the jury is still out on Matt for that one.   Haha….. (Love you Matt!)

Listen Money Matters

Not only are they putting out great content on their podcast and blog, but they also produced this amazing personal finance rap video:
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15 Business Lessons From Warren Buffet

There are people in the world who are best known for being famous for being famous.

Think Kim Kardashian and Paris Hilton.

Warren Buffett is not in this crowd (thank goodness!).

He is widely considered to be the most successful investor of all time. He is one of the very wealthiest people in the world – often THE wealthiest, depending on stock market valuations.

He has gotten to where he is by being a brilliant and insightful investor.

Business Lessons from Warren Buffet

Like me, he wasn’t born into money, and he didn’t sign a fat contract for a book, a movie, a TV show or a record deal.  (Note:  I did sign a contract for my book deal, but I assure it wasn’t fat.  Far from it.  Haha…)

He did it the old fashioned way, which in today’s world seems almost radical.

In fact, there is nothing fancy or unusual at all about Warren Buffett – other than his phenomenal success.
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4 Ways to Save For Your Kids’ College Education (including what I chose)

One day all my 3 boys are probably going to be attending college.

You know what that means: $Cha-Ching.

My wife and I already decided that we don’t plan to pay 100% of their tuition, but we will try to help them out so as long as they are working towards getting a degree.

A recent study by Fidelity reveals that other parents have similar aspirations in that parents plan to pay 62% of their child’s college costs but they’re only on track to pay 1/3 of that cost.

Knowing that college isn’t getting any cheaper, we started saving for our first son basically after he was born and we’ve followed suit with each son thereafter.

IMG - 4 Ways to Save for Your Kids' College Education

It’s always nice to have choices like saving for your kids college, but many parents get confused on what’s best for them.

Having a plethora of choices can be overwhelming.

Most parents have too much other issues to deal with that trying to decide to the best college savings plan is shoved further down the priority list.

Don’t worry, busy parents….this post (and video) is for you! :)

For somebody who feels overwhelmed, here’s a quick look at the four ways that you can save to pay your kids tuition checks.

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GF¢ 035: How to Invest a Million Dollars (without blowing it like a rockstar)


They say you have a 1 in 10,000,000 chance of winning the lottery.

Well, today is my lucky day, because I just won – yeah baby!!

Okay….maybe I didn’t actually win.

We’re just going to pretend I did for the sake of this post.  :)

I once had a client ask me,

“Jeff, if you had a million dollars, how would you invest it?”

I’m not one who is usually into playing these games of pretend.

How to Invest a Million Dollars

Sure, as a kid, I loved to pretend that I was He-Man and that the big cardboard box in our basement was Castle Grayskull.  “I have the power!”  <<<He-man quote.  Fellas, don’t pretend like you don’t remember that! Haha….

But those days of “pretend” are long gone. That is, until today.

Today’s post is merely for the fun of it.

I’m pretending that I hit the jackpot and walked away with a cool mil.

For this pretend exercise, we’ll say that I’m netting a million dollars, and I have all of it to invest.

Just so we’re clear, this is not investment advice, so don’t take it as such.  And just in case that isn’t clear enough, read here.  You have been warned.
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16 Surefire Ways to Not Outlive Your Money

You’re officially retired. 

You don’t have to wake up to that annoying alarm clock anymore.

The sun is shining, and the only thing you have to worry about is when you get to take your afternoon siesta.

Then it hits you…

Can I really afford this lifestyle?

Did I save enough?

Do I have the right investments?

Ways to Not Outlive Your Money

Your calmness quickly vanishes and is replaced by an overwhelming panic.

You can’t get the sickening thought out of your head — “Am I going to outlive my money?

It’s okay.  Take a DEEP breath and exhale.

Seriously. Do that now.

One of the most common concerns about retirement is the possibility of outliving your money.
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7 Action Steps to Uncover Your Life’s Possibilities

The following is a guest post from Bert Purdy of I had the privilege of meeting Bert for coffee earlier this year since he was working with some of his clients that are in my area. Bert was very excited to share his message with me and I’m equally excited to have him share this guest post on the blog. Introducing Bert….


The majority of my life has been unremarkably predictable.

Good grades. High school graduate. College graduate. White collar job as an accountant.

Marriage, children, no pets.

It’s been, sad to say, the typical life of a kid from the lower middle class in the Midwestern United States.

It’s been un-extraordinary.

Why has my life been good, but drab? Let’s explore it a bit.

7 Action Steps to Uncover Your Life's Possibilities
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GF¢ 034: I Hate Budgeting. YNAB to the Rescue!


In case I have not made this abundantly clear on the blog – I HATE budgeting.

Did I make that clear enough yet? :)

Seriously, I would rather change 24 poopy diapers than to sit down and hammer budget.

Luckily, there are guys like Jesse Mecham who aim to make budgeting cool.

Is that really possible?  Jesse would like to think so.  :)

Here’s an interview with Jesse that further explains what YNAB is and how it can help with your budgeting needs.

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