One of the biggest obstacles keeping people from investing – especially Millennials – is just getting started. More specifically, it’s the inability to save money to invest that keeps them from getting started. But there’s a trend developing called micro-investing that can help you to overcome that hurdle. Micro-investing not only handles investing for you… Continue Reading–>
This is a paid post written by me on behalf of Discover Personal Loans. All opinions are my own. As a finance major in college, I was supposed to have it all together. But, I had a little secret. Even though I was studying the intricacies of the financial markets in college, I had credit… Continue Reading–>
Imagine if what you know now, you knew way back in high school. How much better off would you be? When I was in high school, I didn’t learn anything about money, budgeting, or investing. While I’m a financial planner now, I didn’t learn most financial basics until my junior year of college. What’s crazy… Continue Reading–>
A company may be run by a large group of people with the responsibilities spread out evenly between different departments. Other companies rely heavily on one or two people. If one of these highly important people were to pass away, these companies would have difficulties keeping the company in business. Otherwise stated: They would be… Continue Reading–>
Finding the best renters insurance policy is what most renters want but aren’t interested in spending a lot of time weighing all the different options. Worse, a lot of renters don’t know much about it, or think it’s important. But if you rent the home you live in, whether it’s a house, a condo, or… Continue Reading–>
Is earning an MBA worth it? Each year, thousands of students ask this very question, yet find conflicting advice. While it’s true that, on paper, MBA graduates earn more (a recent study from the Graduate Management Admission Council (GMAC), which advocates for leading graduate business schools, showed that median starting salaries for MBA graduates were… Continue Reading–>
Medicare is an excellent government program that helps seniors pay for necessary medical expenses that they would not be able to afford otherwise, but there are a lot of things that the program doesn’t pay for. Millions of Americans rely on Medicare to get the healthcare that they need, but there are dozens of different… Continue Reading–>
The Roth IRA vs. the Roth 401(k) – they have so much in common, yet they’re also so different! How can that be, since are both Roth plans? Mostly, it’s because one is an employer-sponsored plan, and the other is a self-directed account. But the IRS allows certain specific benefits for each plan type. The… Continue Reading–>
Should we even be talking about how to invest for college students? Or should we just tell them to wait until they graduate before getting started, and just call it a day? We don’t normally think of investing when it comes to college students, but it may actually be a more important idea than it… Continue Reading–>
This is a post written by me on behalf of Discover Personal Loans. All opinions are my own. It’s my job to help clients make financially prudent decisions. Not only do I help people maximize their investments for retirement, but I can help them plan out many aspects of their financial lives. I might tell one… Continue Reading–>
A lot of us may be unknowingly passing up on a lot of opportunities to earn some extra cash. I did some research, and it turns out I found a few web offers out there – in fact, no less than 107 of them – that will pay you a referral fee! And I didn’t… Continue Reading–>
Should you have a Roth IRA or 401(k) plan? I like both plans, but for different reasons. That’s because the two plans are very different from one another. For this reason, you should try to have both plans going at the same time, if it’s possible for you to do that. Each meets a different… Continue Reading–>
