Best Bank CD Rates for 2023
Certificates of Deposit (CDs) work similarly to online savings accounts or money market accounts in terms of offering great returns with zero risk. The difference is, CDs “lock your money up” for a specified period of time. To access your funds before the term ends, you’ll have to pay a penalty. Although CDs offer less liquidity than a regular checking …
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Which Debts Should You Pay Off First — Credit Cards or Student Loans?
Having more than one type of debt is common, and that’s especially true once you graduate from college and start your first “real job.” You may have credit card debt, an auto loan, and a mortgage payment to make once you buy your first home. It’s also common to have other random debts to cover, including student loans. If you’re …
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How to Make Money Without a Job: 26 Ways to Earn Money Outside the 9-5
Are you trying to win the Mega Millions, but your numbers never seem to come up? It may be time to look for better ways to make money. Fortunately, you can earn extra cash without going and getting a “real job.” What are the best ways to avoid sitting in a cubicle all day? Some money-making strategies require an upfront …
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How Much Does A Million Dollar Life Insurance Policy Cost?
Do you think a million-dollar term life insurance policy sounds like too much insurance? As a Certified Financial Planner, I see underinsured people every day. What do I tell them? A million-dollar term life insurance policy might actually be the minimum coverage needed for the typical middle-class household, but it’s affordable. That might sound like an exaggeration, but if you …
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13 Best Investment Opportunities for Accredited Investors
When I became an accredited investor, I found myself among an elite group with the financial means and regulatory clearance to access investments that many couldn’t. This opened doors to exclusive realms like hedge funds, venture capital firms, specific investment funds, private equity funds, and more. Even though I had this “exclusive access” it took me a while to start …
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Bitcoin Historical Annual Returns (10 Years, 5 Years, 3 Years, 1 Year)
From its humble beginnings in 2008 to today, Bitcoin’s history has been relatively short but very eventful. The original protocol for this popular digital currency was created in 2008 by Satoshi Nakamoto, believed to be a pseudonym for an unknown developer or group of developers. Nakamoto launched the Bitcoin network just a year later and began mining the currency— an …
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