Become a Client

jeffrosefinancial7

Becoming a client is easy.

I know it can be hard trying to find the right financial advisor to work with.   Becoming a client is easy. Here are the steps we take to opening your account with us as well as other information about what happens after you open your account(s).  If you are interested, just contact me at any time for your free consultation.

Understanding Your Needs

Before we begin investing your account or preparing a financial plan, we first need to learn about your goals and objectives.   Most other firms use a “template questionnaire” to determine what your risk and goals are.  My belief is that you don’t learn what you need from somebody by asking them to fill out a form.  You have to have multiple discussions to truly uncover what that person’s beliefs and goals are.

Proposal Stage – Custom Tailored Approach

Not one single client of mine has the exact same portfolio.  My firm and I will custom design a portfolio that is sensitive to your investment experience as well your tax situation that then compliment your unique goals and objectives. We will review the plan with you to ensure that we cover every aspect of your financial needs. We encourage our clients to become engaged in the process and to ask as many questions as they need to so they feel comfortable with the investment strategy or financial plan. Remember, we serve as your guide to making the right financial decisions. Don’t be afraid to ask questions.

Account Set Up – We handle all the paperwork for you

All the paperwork is done by us.

All the paperwork is done by us.

Your investment accounts will be custodied with LPL Financial and Alliance Wealth Management, LLC will be designated as your Advisor. Alliance Wealth Management, LLC does not take custody of client assets. We simply advise on your accounts, place trades and  request changes on your behalf.

We will prepare all paperwork necessary to open and transfer your accounts. All you will have to do is sign the forms and review the documents to ensure their accuracy.  Once the account(s) is open at LPL Financial  you will begin to receive account statements and trade confirmations directly from LPL Financial.

Account Transfers – How this works

If you have accounts at other custodians or banks, we will transfer these accounts to LPL Financial  so they can become part of your comprehensive investment plan. Depending on the assets you own inside of  your account(s) we will either move the existing positions or liquidate them so these can move inside your new account(s). Other accounts such as your 401K plan at your current employer may remain at current custodian but will become part of the overall investment strategy.

All account transfers will be done taking into consideration tax consequences and trading costs. You will be informed of all fees and costs prior to transferring any account.

Implement The Strategy

Once we are assigned to your account(s) as your advisor I will begin implementing your new investment strategy. All the information we gathered from our initial meeting will be translated into an actual investment plan, also known as an Investment Policy Statement, that will include the types of investments you’ll own and in what types of accounts.

Account Reporting – Portfolio Performance

Every Quarter you will receive hard copy statements from LPL Financial  containing the following information:

  • Account Performance: This report will include Monthly, Quarterly, Year to Date and Since Inception performance information as well as Index Measurements.
  • Account Statement: This report will include all of your accounts’ positions and cost basis information.

Feel free to contact me to go over the details of your account once you receive your statements.

Account Reviews – An ongoing process

It’s important to review your account to ensure that your objectives, financial situation and other factors have not changed. While you may contact your Advisor on a regular basis to ask questions or review your account, we recommend a full review of your account at least once a year. This involves reviewing all the original information you submitted at the initial engagement meeting to make sure nothing has changed.

Become a Client

The first step to becoming a client is to meet with me . Submit your request for information. I look forward to speaking with you and learning about your objectives. There is no obligation.  It’s just a way to find out how I may be able to assist you.  Contact me today to inquire more.

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