After the 2008 financial crisis Steve and Mary made the tough choice to delay their retirement.
Even though their savings was adequate, it just didn’t feel right.
They had a vision of their “happy retirement” – spending time with their grandkids, buying a small lake house, traveling to Greece – and none of that seemed likely with all the doom and gloom that existed.
We even ran several illustrations and stress tests on their financial plan, but that wasn’t good enough.
The decision was made.
Their happy retirement would have to come later.
Did Steve and Mary ever retire? More on them in a bit…..
Situations like this occur all the time. But it doesn’t take a financial crisis to cast doubts if someone can actually retire.
Many factors play into that.
If a happy retirement is what you’re seeking, here are 15 tips to make it happen.