You want to use your credit card to collect on awesome reward points – I’m cool with that. (You better be paying it off each month!)
You want to cash in your Roth IRA to fund your business – I may even be cool with that, too.
You want to try to convince me that you need to buy a brand new car to have “reliable transportation” – I don’t think that’s necessarily a good idea. And if you were kid, I would put you in timeout.
A recent reader almost sent me over the edge because they wanted to buy a brand new car for their kid. Here is my video response: