Holly Johnson

How Much House Should I Afford?

The internet is a treasure trove when it comes to finding information that can help you buy your first home. Unfortunately, searching for “How much house can I afford?” will mostly lead you to online calculators that use an algorithm to come up with a generic estimate. To come up with a figure, these calculators ask you for details like …

Best Home Warranties of 2020

What Are the Consequences of Not Having Life Insurance?

Before I started writing in the personal finance space, I spent nearly 8 years working alongside my husband in a funeral home. My husband Greg worked as a mortician, and I was the Director of Family Services. I learned so much about living and dying during my years in the mortuary business, but there’s one that stuck with me — …

Here’s What You Should Do Before You Refinance Your Home

Now could be one of the best times to refinance your mortgage over the next ten or twenty years. Mortgage rates are nearing record lows thanks to “declining inflationary pressures,” according to Freddie Mac’s chief economist Sam Khater. At the same time housing prices are not suffering like other parts of the economy right now, mostly due to demand. These …

Here are the Best Options for Hosting Your Website

There are dozens of decisions to make when you start a blog or build a niche website (one of our recommendations for a source of passive income), and choosing a web hosting provider is easily one of the most important. Your web host is the company that ensures your site is constantly live and up-to-date with your chosen design and …

Betterment Checking: A Detailed Review

While Betterment is well known as one of the most popular robo-advisors for beginners and seasoned investors, this online firm has chosen to dive into the banking industry in recent years. Betterment originally started out with an online savings account that is now known as the Betterment Cash Reserve account, yet recently, Betterment also rolled out a new checking account …