Posts by Holly Johnson:
Fractional Shares: What They Are and How to Buy Them
Holly Johnson |
Some of today’s hottest stocks come at a steep price that can make it difficult to get started in investing. If you want to buy stock in Google, Facebook, or Tesla, for example, you’ll have to pony up several hundred dollars just to buy a single share. To be clear, you can often open an investing account with a major …
READ MOREHow Much Do Tax Relief Services Cost?
Holly Johnson |
Ideally, you’ll have the cash to pay all of your owed taxes come April 15th, but there are numerous factors that can leave you behind on your tax obligations. Whether you underestimated how much you’d owe or made a mistake on your tax return, you might find you owe the IRS money, plus penalties and fees. These issues are more …
READ MOREHow to Start Investing in the Stock Market
Holly Johnson |
Although investing in the stock market can feel intimidating at first, it could be the key to achieving your financial goals. Short of hitting the lottery or building a thriving business that you can sell, buying securities that increase in value over time is usually the easiest path to wealth. After all, the average savings account pays out a paltry …
READ MOREWhy Refinance Rates Are Higher Than Purchase Loan Rates
Holly Johnson |
Mortgage interest rates dropped dramatically over the summer, to the point where home loans have never been cheaper in most of our adult lifetimes. With rates at historic lows, you might’ve considered taking advantage of them, either by purchasing a new home or refinancing your current mortgage. Recent figures from Freddie Mac show that mortgage refinances surged in the first …
READ MOREBest Mortgage Refinance Companies
Holly Johnson |
Refinancing your mortgage requires some upfront legwork and time spent gathering paperwork, but the effort can be worth it if you wind up with a better loan. Most consumers refinance to save money in some way, whether that’s by securing a lower monthly mortgage payment or saving some cash via a lower interest rate. However, there are other circumstances where …
READ MOREShould You Make Payments During Coronavirus Student Loan Deferment?
Holly Johnson |
As Americans grappled with the financial consequences of the pandemic in March of this year, the federal government took several actions to help cash-strapped consumers. For starters, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act in late March of 2020, which included a temporary suspension of payments and interest for government-owned student loans through the end of …
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