• Skip to primary navigation
  • Skip to main content
Good Financial Cents®
Content is based on in-depth research & analysis. Opinions are our own. We may earn a commission when you click or make a purchase from links on our site. Learn more.
  • Make Money
    • Get Money Now
      • Ultimate Guide to Making Money
      • Need Money Now
      • Get Free Money Fast
      • Make Money Fast
      • Make $1K Per Month
      • Make $100 Per Day
    • Control Your Destiny
      • Self Employed Jobs
      • Make Money from Home
      • Hobbies That Make Money
      • How to Become a Freelance Writer
      • Small Business Ideas to Start
      • How to Become an Independent Contractor
      • Best Online Jobs
    • Passive Income
      • Passive Income Ideas
      • Multiple Streams of Income
      • Extra Income
      • Residual Income Ideas
      • Learn to Sell e-Books
      • Make Money on Facebook
      • Make Money on Tiktok
      • Best Online Survey Sites to Make Money
    • Explore More
      • Best Side Hustle Ideas
      • Make Money for Teens
      • Best Online Colleges
      • Best Jobs No College Degree
      • Become a Millionaire
      • Careers for the Future
  • Manage Money
    • Best Of
      • Budgeting Tools
      • Personal Finance Software
      • Best Cashback Cards
    • Company Reviews
      • Personal Capital vs Mint
      • Personal Capital Review
      • SmartAsset Review
    • Guides
      • Buy or Lease a Car
      • What is Liquid Net Worth?
      • Setting Financial Goals
      • How to Budget
      • Ways to Save Money
    • Explore More
      • How Much Car Can I Afford?
      • Best Auto Refinance Companies
  • Invest
    • Best Of
      • Best Short and Long-Term Investments
      • Best Low Risk Investments
      • Best Online Stock Brokers
      • Best Crypto Exchanges
      • Best Short Term Investments
      • Best Long Term Investments
      • Best Trading Platforms
      • Best Investment Apps
    • Company Reviews
      • Lending Club
      • Robinhood
      • M1 Finance
      • Ally
      • TD Ameritrade
      • Fundrise
      • Betterment
      • Etrade
      • Wealthfront
    • Guides
      • Investing for Beginners
      • Investing Small Amounts of Money
      • Investing in Real Estate
      • No Money Down Real Estate
      • Bonds vs Stocks
      • Peer to Peer Lending
      • Best Hedges Against Inflation
      • Safe Bitcoin Investing in 2023
    • Explore More
      • Bitcoin vs. Real Estate
      • Betterment vs Wealthfront
      • Investing for College Students
      • Stock Market Alternatives
    • By Investment Amount
      • How to Invest $100
      • How to Invest $1K
      • How to Invest $2k-$3k
      • How to Invest $5K
      • How to Invest $10K
      • How to Invest $15k
      • How to Invest $20K
      • How to Invest $30k
      • How to Invest $50K
      • How to Invest $100K
      • How to Invest $200K
      • How to Invest $500K
      • How to Invest $1M
  • Taxes
    • Best Of
      • Best Tax Relief Companies
      • Best Tax Software
    • Guides
      • Federal Income Tax Guide 2023
      • Taxes and Cryptocurrency
      • How to Do Your Own Taxes
      • How to Invest Your Tax Refund
      • Hiring a Professional Tax Preparer
      • Tax Tips for Freelancers
    • Company Reviews
      • TurboTax Review
      • H&R Block Review
      • Taxslayer
      • Tax Act
  • Insurance
    • Best Of
      • Best Life Insurance
      • Best Home Insurance
      • Best Auto Insurance
      • Cheap Term Life Insurance
      • Car Insurance For Young Adults
    • Guides
      • Term vs Whole Life
      • Different Types of Car Insurance
      • Average Cost of Car Insurance
    • Explore More
      • Life Insurance Over 50
      • Life Insurance Over 80
      • $1 Million Life Insurance
      • $2 Million Life Insurance
      • $3 Million Life Insurance
    • Company Reviews
      • Banner Life Insurance
      • Ladder Life Insurance
      • Health IQ
      • Haven Life
      • Policygenius
      • State Farm Auto Insurance Review
  • Retirement
    • Roth IRA
      • Best Places to Open a Roth IRA
      • Best Investments for Roth IRA
      • 7 Roth IRA Secrets
      • Roth IRA Conversion Guide
      • Roth IRA Rules
      • Roth IRA vs Roth 401k
      • Are Roth IRA Contributions Tax Deductible?
    • 401(k)
      • 401(k) Limits
      • 401(k) to Roth Rollover
      • Is 401(k) Enough for Retirement?
      • Maxed Out 401(k): What's next?
    • Traditional IRA
      • Traditional IRA Rules and Limits
      • Traditional IRA vs. 401(k)
      • Simple IRA Rules
      • SEP IRA Rules
      • How Much Do You Need to Start an IRA?
    • Explore More
      • SEP IRA vs. Roth IRA
      • 457 Plan for Successful Retirement
      • 401a Rollover Rules
      • How to Retire at 50
      • How to Retire at 55
  • Banking
    • Best Of
      • Best National Banks
      • Best High-Yield Savings Accounts
      • Best Checking Accounts
      • Best Savings Accounts
      • Best CD Rates
      • Best Money Market Accounts
    • Company Reviews
      • BBVA
      • Synchrony
      • Wells Fargo
    • Explore More
      • 9 Banking Alternatives for 2023
      • What is a Credit Union?
  • Home
    • Best Of
      • Best Mortgage Lenders
      • Best Mortgage Refinance Companies
      • Best Home Warranties
      • Best Homeowners Insurance
      • Best VA Loans
      • Best Mortgage Rates
      • Best Moving Companies
      • Best Home Security
    • Guides
      • Home Buying Checklist
      • Online Home Appraisal
      • How Much House Can I Afford?
      • First-time Homebuyer Programs
      • How to Get Approved for a Home Loan
      • Save Money When Building a House
      • How to Save for a Downpayment
      • When to Refinance Your Mortgage
    • Explore More
      • 15 vs. 30-year Mortgage
      • Home Warranty vs. Home Insurance
      • Veterans United Home Loan Review
      • Quicken Loans Review
      • HELOC vs Second Mortgage
      • DCU Mortgage Review
      • Costco Mortgage Program Review
      • USAA Mortgage Loan Review
  • Credit
    • Best Of
      • Best Credit Repair Companies
      • Best ID Theft Protection Services
      • Best Credit Report Options
      • Best Bad Credit Loans
    • Guides
      • How to Build Your Credit Score
      • How to Raise Your Credit Score in 5 Months
      • How to Dispute Your Credit Report
      • Hot to Remove Collections from Your Credit Reports
      • How Identity Theft Destroys Your Credit Score
    • Explore More
      • What is a Good Credit Score?
      • What is a Bad Credit Score?
  • Debt
    • Best Of
      • Best Debt Consolidation Loans
      • Best Personal Loans
      • Best Student Loans
      • Best Student Loan Refinance
    • Guides
      • What is Debt Consolidation?
      • How to Get Out of Debt
      • How to Get a Personal Loan Approved
      • How to Pay Off Student Loans Faster
      • Should I Consolidate My Debts?
      • Should I File for Bankruptcy?
    • Company Reviews
      • Credible
      • Sofi
Advertiser Disclosure (How We Make Money)
GoodFinancialCents.com has an advertising relationship with the companies included on this page. All of our content is based on objective analysis, and the opinions are our own. For more information, please check out our full disclaimer and complete list of partners.

SoFi Review

Jeff Rose, CFP® | August 20, 2021

SoFi – short for Social Finance, Inc. – started out doing refinances for student loan debts, but have expanded into mortgages and personal loans. And beyond lending, they now offer wealth management and life insurance.

Based in Healdsburg, California, and founded in 2011, SoFi has funded more than $25 billion in loans to over 425,000 members. They claim their student loan refinances have saved their members well over $2 billion in interest charges.

What’s more, SoFi functions as a community for its members. They have a Career Advisory Group, Community Events and an Entrepreneur Program. The platform also offers several calculators to help members make important financial decisions.

In just a few years, SoFi has transformed into a platform who provides an expanding range of financial services. We’ll describe each service below.

SoFi Student Loan Refinancing

This is the financial service SoFi is best known for.

They have become one of the go-to sources for student loan refinancing. In fact, SoFi claims they have “refinanced the most student debt in the US”. They also report members who refinance their student loans through the platform save an average of $288 per month and $22,359 over the life of an average loan.

Signing up for a SoFi student loan refinance is a process similar to other P2P lending platforms.

You start by obtaining an online pre-approval before completing a full application. SoFi will do a credit “soft pull”, which will not affect your credit score. Loan plans will be presented to you with specific payments, rates and terms.

Once you select a loan, you can complete the full application. You can then upload and sign documents using screenshots or smart phone photos.

Documents can be signed electronically.

Ads by Money. We may be compensated if you click this ad.AdAds by Money disclaimer
Where will you be attending college?
Select your state to get started
HawaiiAlaskaFloridaSouth CarolinaGeorgiaAlabamaNorth CarolinaTennesseeRIRhode IslandCTConnecticutMAMassachusettsMaineNHNew HampshireVTVermontNew YorkNJNew JerseyDEDelawareMDMarylandWest VirginiaOhioMichiganArizonaNevadaUtahColoradoNew MexicoSouth DakotaIowaIndianaIllinoisMinnesotaWisconsinMissouriLouisianaVirginiaDCWashington DCIdahoCaliforniaNorth DakotaWashingtonOregonMontanaWyomingNebraskaKansasOklahomaPennsylvaniaKentuckyMississippiArkansasTexas
View Rates

Types of student loans refinanced. Federal and private loans.

Rates & Fees. There are no prepayment penalties, and no origination fees in most states. Interest rates range from 2.750% APR to 6.840% APR on variable-rate loans, and between 3.250% APR and 7.500% APR on fixed-rate loans. (Your rate can be reduced by 0.25% if you add the AutoPay feature, which is already reflected in the above rates.)

Minimum loan amount. $5,000

Maximum loan amount. The full balance of your qualified education loans.

Loan deferment. You can request a deferment on an existing loan if you return to graduate school on a half-time or full-time basis, undergo disability rehabilitation, or serve on active military duty.

Income tax consideration. SoFi loans are considered student loans for federal and state tax consideration.

SoFi Student Loan Refinance Eligibility Requirements

To be eligible you must be a U.S. citizen, a permanent resident alien or visa holder. You must also be at least 18 years of age. Loans are available in the District of Columbia and in all states.

You must also:

  • Be employed, have sufficient income from other sources, or have an offer of employment to start within 90 days.
  • Have graduated with an associate’s degree or higher from a Title IV school.
  • The loans being refinanced must be educational debt. Bar loans and residency loans are not eligible for refinance.
  • Be in good standing on current student loans.
  • Have a strong monthly cash flow.
  • Maintain a responsible financial history.

Use of cosigners. Adding a cosigner may result in a lower interest rate. But you must still qualify based on your own financial profile. There is no provision for a cosigner release.

Unemployment Protection and the SoFi Career Advisory Group

If you become unemployed, SoFi will provide certain benefits to help you weather the loss of income.

Unemployment Protection. If you lose your job through no fault of your own you may be eligible for this program. If you’re approved, your loan will be put into forbearance. Your monthly payments will be suspended for up to three months at a time, and 12 months in total (you have to renew the protection every three months). The unpaid interest will be added to your principal balance, though you do have the option to make interest-only payments.

To qualify for Unemployment Protection, you must be a current SoFi member, certify the job loss was involuntary, and be eligible for unemployment benefits. You must also actively work with the SoFi Career Advisory Group to find a new job.

Career Advisory Group. A coaching team will evaluate your job search strategy, and provide a custom set of recommendations and resources to help you. You’ll complete regular check-ins to report on your progress. Assistance will be provided along the way. You’ll also have one-on-one time with a career coach.

SoFi’s Other Education Loan Products

In addition to student loan refinances, SoFi also has special education related niche loans.

Medical Resident and Fellow Student Refinancing

Residency is additional medical education and training which could add anywhere from two years to seven years to the education process, depending on the specialty. Fellowship adds more specific training for medical sub-specialties, such as neurosurgery. SoFi’s medical resident and fellow student refinancing program enables the graduate to refinance loans taken for those purposes.

SoFi offers fixed rate refinances ranging from 3.50% APR to 8.13% APR, and variable rate loans ranging from 3.00% APR to 7.47% APR. Refinances cover both federal and private student loans. Loan terms range from five years to 20 years.

The minimum loan amount is $10,000, and the maximum is the full balance of your qualified education loans. You can refinance your student loan debts before you become an attending physician.

When applying, you start by getting your pre-approval online before completing a full application. You then select the rate and term combination that works best for you. Only then do you complete the full application, submit documentation and electronically sign the paperwork.

There is no grace period on this loan program. Residents are required to make a minimum monthly payment of $100 until the end of their residency or fellowship program – up to a maximum of 54 months. At that time the loan will convert to full amortization status, in which your payment will go up to a level that will enable the loan to be paid off within the specified lone term.

The $100 per month payment limit cannot exceed four years. If you have not completed your residency or fellowship within that time, payments will be increased to the full amortization level at the end of four years.

IMPORTANT: Interest not covered by the $100 per month payment will be “capitalized” and added to your principal balance.

Parent Loans

These are SoFi loans that enable parents to finance their children’s educations. SoFi reports borrowers can save an average of $3,637 over the lifetime of the loan, compared with a Federal Direct Parent PLUS Loan.

The minimum loan amount is $5,000, and the maximum is up to the cost of attendance. Proceeds can be used to cover tuition, books, orientation fees, room and board, healthcare, and other personal expenses.

The application process is similar to SoFi’s other student loan programs. You get your online pre-approval, select a loan, upload documents and sign paperwork electronically. The loan will be in the name of the parent, and not the child/student.

Parent Loan Rates and Fees. Fixed rate loans range between 4.250% APR 8.000% APR. Variable rates are from 3.790% APR to 7.215% APR. There are no origination fees and no prepayment penalties.

There is no grace period on this loan. Payment of principal and interest must begin immediately.

Eligibility. You must be the parent or legal guardian of a full-time student at an eligible school. You must also be a US citizen or permanent resident alien, with a permanent address in one of the 49 states where SoFi is authorized to lend.

Parent Plus Refinancing

If you already have a Federal Parent Plus loan, you can use this program to refinance and consolidate those debts. The application process is identical to other SoFi student loans.

Parent Plus Refinancing Rates and Fees. Fixed rate loans are available with rates from 3.250% APR to 6.780% APR. Variable rates are available with rates between 2.750% APR and 6.590% APR. There are no application or origination fees, and no prepayment penalties.

Loan terms. Terms from five to 15 years. Once again, there is no grace period and repayment will begin immediately.

Eligibility. Same as for Parent Loans.

Other SoFi Loan Programs

In addition to student loan refinancing, SoFi also offers mortgages and personal loans.

SoFi Mortgages

This is one of SoFi’s more recent product offerings. They’re offering mortgages of up to $3 million with as little as 10% for a down payment (but refinances cannot exceed 80% of the property value).

You know how most lenders require private mortgage insurance (PMI) anytime you make a down payment of less than 20%? SoFi doesn’t have that requirement.

Dedicated Mortgage Loan Originator. There’s another major advantage to getting your mortgage through SoFi. Unlike some online mortgage lenders, you’ll have a dedicated mortgage loan originator to help you through the process. That adds a human touch to the online experience.

Fast Application Process. As is the case with other SoFi loans, you can get prequalified in a matter of minutes. You can then select the loan you want, complete a full application, upload your documentation, and sign your paperwork electronically.

From application to funding, the process is generally completed within 30 days.

Loan programs include a 5/1 Interest-Only adjustable-rate mortgage (ARM), 30-year Fixed rate mortgage, 15-year Fixed and 7/1 ARM, with the following rates as of December 15, 2017:

sofi mortgages lending types

They also provide a handy mortgage calculator. It will enable you to run different purchase and loan scenarios for your upcoming buy or refinance.

Loan fees. There are no origination fees and no prepayment penalties. 30 day rate locks are available. Standard third-party closing costs will be required

Loan Availability. SoFi mortgages are available in all states, except Massachusetts, Missouri, Ohio, South Carolina and West Virginia.

Eligible Properties. Owner-occupied primary residences and second homes. This includes single-family homes, condominiums, two-unit homes, co-ops and planned unit developments (PUDs). Investment properties are not eligible.

SoFi Personal Loans

SoFi offers personal loans you can use for just about any purpose. All loans are fixed rate, and are completely unsecured. Funding generally occurs within just a few days. Personal loans are available in all states except Mississippi.

Loan Purpose. Practically unlimited. Pay off credit cards, make home improvements, pay for a vacation or other personal expense.

Loan Amounts. From $5,000 to $100,000.

Loan Terms. Loan terms can be 3, 4, 5, 6 or 7 years, and all loans are fixed rate.

Personal Loan Eligibility. You must be a U.S. citizen, or permanent resident alien, at least 18 years old, in residing in an eligible state.

Interest Rates and Fees. From 5.49% APR to 14.24% APR. There are no origination fees or prepayment penalties. (Most online personal loan services charge origination fees of between 1% and 6% of the amount borrowed.)

sofi rates and fees

Application Process. Same as with other SoFi loans.

Unemployment Protection. If you lose your job, SoFi will temporarily pause your payments until you find a new job.

SoFi Non-Lending Programs

In case you’re thinking SoFi is just about loans, think again. SoFi is gradually incorporating the entire financial universe into their platform. Here are some of the non-lending programs they offer.

Entrepreneur Program

This might be the most interesting program offering by SoFi. The program motto:

“We help members with big ideas access the tools, intelligence and capital to get ahead.”

The SoFi Entrepreneur Program provides the following:

  • SoFi will invest seed capital into your company.
  • You will be given access to SoFi members to test and share your company.
  • You’ll have access to the tools you need to build your company.
  • SoFi will pitch top-tier venture capitalists and Angels for your business at SoFi Demo Day.

To qualify for the program, you must be a SoFi Member (you must have a SoFi loan), be the founder or cofounder of your company, and working in your business full or part-time. You must also be building an innovative and scalable tech-enabled business. Your business must be either a C-Corporation or an LLC.

10 entrepreneurs were to be admitted to the program for 2018.

SoFi operates a virtual acceleration program, which can work with your business no matter where it’s located. Once you join the program, you’re part of the network indefinitely.

The core benefits of the program, which includes resources and mentorship, will last from January to October (9 months).

The program could be just the kick starter needed for a promising new business enterprise.

SoFi Wealth Management

This is SoFi’s robo-advisor. A robo-advisor is a low cost, online investment management platform. By using algorithms based on Modern Portfolio Theory (MPT) SoFi Wealth Management creates and manages a diversified portfolio for small investors. They even handle periodic rebalancing of your investments, to make sure that your portfolio remains consistent with the designated asset allocations.

SoFi rolled this platform out in May of ’17.

Your portfolio will be comprised of diversified index-based exchange traded funds (ETFs). They will be invested in a mix of stocks, bonds, real estate and high-yield bonds. The use of ETFs will spread your portfolio across thousands of individual securities through the use of just a few funds.

SoFi Wealth Management is designed specifically for small investors. You can open an account with as little as $500. You can even open an account with zero, by adding automatic transfers of at least $100 per month.

Completing a brief questionnaire that determines your risk tolerance. Your portfolio will then be constructed based on that risk tolerance, as well as your age, income in the amount of investable assets you have.

SoFi Wealth Management Fees. The first $10,000 in your account is managed for free. Afterwards, there is a fee of 0.25% per year charged on balances in excess of $10,000. This means you can have a $20,000 investment portfolio professionally managed for just $25 per year. And if that’s not enough, the annual fee is waived entirely if you currently have a SoFi loan!

sofi investing risk profiles

One caveat to be aware of is the platform will be 100% in stocks if you are determined to be an aggressive investor, and 100% in bonds if you’re conservative. Either extreme lacks diversification. You will do well to avoid being classified at either risk level.

SoFi Life Insurance

SoFi offers term life insurance policies. Policies are offered through Protective Life. SoFi reports you can get a policy online in less than 20 minutes.

Protective has been in business since 1907, and provides life insurance coverage in all 50 states.

Coverage for up to $1 million without a medical exam is available to applicants up to 40 years old who meet certain risk and eligibility requirements. But you can get a policy for up to $5 million with a medical exam.

The platform offers you the ability to get a personalized life insurance quote online in about two minutes. It then takes about 20 minutes to complete the full application. You can then receive and sign your life insurance policy from your inbox in as little as one business day.

SoFi Pros & Cons

SoFi Pros

  • This is fast evolving into an everything financial web-platform. You can borrow money to refinance student loan debt, buy or refinance a home, take a personal loan, invest for the future or for retirement, or purchase a term life insurance policy.
  • Loan preapprovals can be done online in a matter of minutes.
  • SoFi does a “soft pull” on your credit so your credit score will not be affected.
  • 10% down payment with no PMI on very large mortgage loans.
  • Personal loan amounts are as high as $100,000. This is much higher than the typical limit of $35,000 or $40,000 offered by other P2P lenders.
  • Personal loan interest rates that are well below those of Lending Club and Prosper. SoFi has NO origination fees. The typical P2P personal lender charges 1% to 6% for origination.
  • Unemployment protection. SoFi loans come with various payment suspension options should you lose your job involuntarily.
  • SoFi Wealth Management offers professional investment portfolio management, for accounts with as little as $500, and at an annual fee of 0.25% per year. And the first $10,000 is managed for free. But if you currently have a SoFi loan, the fee is waived completely.

SoFi Cons

  • SoFi offers student loan refinances, but not new loans to students. (The exception is the Parent Loan.)
  • Refinancing a federal student loan with SoFi can forfeit important benefits that are unique to federal loans.
  • SoFi Wealth Management doesn’t offer tax-loss harvesting, which is a popular feature of most robo-advisors.

Is SoFi the Right Financial Platform for You?

There are many different online platforms who do what SoFi does, but virtually none do all that SoFi can do. This is one of the most comprehensive financial platforms available. There’s no need to use separate services for each function.

One of the big advantages SoFi offers is the platform can grow as your own life expands. For example, as a recent college graduate, your most immediate financial need may be to refinance a collection of student loans. Your next need might be to start investing. You may open a  traditional or Roth IRA.

A few years later, you may need to purchase a home. When you have a family, you’ll be purchasing life insurance.

SoFi can do it all.

As you move into each phase of your life, and your need for financial services expands, SoFi can be the source. If you have an innovative business idea, they may even be able to help you obtain seed money, venture capital, or an angel investor.

And, SoFi is adding new financial products all the time. And each one is incorporating peer support with Internet technology. Each financial service is easier to obtain, and less expensive than what you will find in the world of bricks-and-mortar.

They offer some of the lowest interest rates available on student loan refinances and personal loans. If you have a SoFi loan, you get free professional investment management through SoFi Wealth Management. Imagine having a $100,000 IRA account managed free of charge?

SoFi is worth using for this alone.

If you’d like more information, or if you’d like to sign up for one of SoFi’s financial products, visit the Sofi website

Facebook LinkedIn Twitter

About the Author

Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion - educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.


Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University - Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® - Accredited Asset Management Specialist - and CRPC® - Chartered Retirement Planning Counselor.

While a practicing financial advisor, Jeff was named to Investopedia's distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC's Digital Advisory Council.

Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.

Facebook Twitter LinkedIn


You Might Also Enjoy

7 Questions to Ask Yourself Before You Refinance Student Loans

7 Questions to Ask Yourself Before You Refinance Student Loans

The 7 Best Student Loans for 2023

The 7 Best Student Loans for 2023

5 Ways Parents Can Help Kids Get the Most Out of Student Loans

5 Ways Parents Can Help Kids Get the Most Out of Student Loans

Should You Make Payments During Coronavirus Student Loan Deferment?

Should You Make Payments During Coronavirus Student Loan Deferment?

529 College Savings Plan Options For Illinois

529 College Savings Plan Options For Illinois

How To Pay Off Student Loans Faster Than Ever

How To Pay Off Student Loans Faster Than Ever

Leave a Reply

Cancel reply

  • Make Money
  • Manage Money
  • Invest
  • Taxes
  • Insurance
  • Retirement
  • Banking
  • Home
  • Credit
  • Debt
  • About
  • Contact
  • Do Not Sell My Personal Information
  • Facebook LinkedIn Twitter

© 2023 Good Financial Cents®. All Rights Reserved. | Privacy Policy | Disclaimer | Licenses & Disclosures

All written content on this site is for information purposes only. Opinions expressed herein are solely those of AWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

All third party trademarks, including logos and icons, referenced in this website, are the property of their respective owners. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between Good Financial Cents® and the owners of those trademarks. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services.