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14 Ways To Start Investing Small Amounts Of Money

Jeff Rose, CFP® | January 02, 2023

In 9 Ways to Invest $100 I gave suggestions on how to invest when you have just a few dollars.

In this article, I want to take it up a notch, which is to say how can you invest when you have more than a few dollars, but not the thousands that traditional investment vehicles usually require?

You can also check out my post on the best short-term investments for your money!

Before I started investing, I was under the same misunderstanding that you had to have thousands of dollars to get started, and my thoughts were how to invest $10K or how to invest $100k?

Well now I know more about the world of investing and I can help you out with these same thoughts and fears.

I was surprised – shocked really – that I could start investing in the stock market via mutual funds with only $50 per month.

And that’s exactly what I did.  Even though I later found out that the mutual funds were okay at best, the fact that I started investing in myself was huge for me.

And for many, it’s that first step that prevents them from amassing wealth later on.

Investing in yourself doesn’t require thousands, it just takes getting started.

For our purposes here we are going to define small amounts of money as something more than $100, but not more than $1,000. Based on that parameter, here are 14 ways to invest small amounts of money.

Do you need help finding some extra cash to get started with your investment? Check out these tips on how to make money fast!

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The 14 Best Ways To Invest Small Amounts of Money:

Table of Contents

  • 1. Automate Investing With Betterment ETF Portfolios
  • 2. Balanced Stock Portfolio with M1 Finance
  • 3. Build a Real Estate Portfolio with $10
  • 4. Paying Off Debt
  • 5. Savings Accounts
  • 6. Your Employer-Sponsored Retirement Plan
  • 7. Get a Roth (or Traditional) IRA
  • 8. Prosper
  • 9. US Treasury Securities
  • 10. Investing in Your Own Skills
  • 11. Dividend Reinvestment Plans
  • 12. Low Minimum Investment Mutual Funds and ETFs
  • 13. Online Brokerage Firms
  • 14. Your Own Business
  • The Bottom Line – How to Start Investing With Little to No Money
  • FAQs on Investing with Little Money

1. Automate Investing With Betterment ETF Portfolios

There are a number of “robo advisors“, online investment platforms that offer professional management of your portfolio with very low fees.

One of the best for small investors is Betterment.

You start by completing an online questionnaire that enables the site to determine what your risk tolerance is.

Based on that evaluation, a portfolio is created for you with an allocation that includes several different exchange-traded funds (ETFs). By purchasing ETF’s you’re essentially buying a diversified portfolio of stocks that you don’t have to manage.

Because of this allocation, your only responsibility is to fund your account – there is no need to concern yourself with investment selection, or with re-balancing your investments.

Currently they offer a variety of investing options with their Betterment Core, Goldman Sachs Smart Beta and Innovative Technology portfolios:

With these portfolios you’ll get access to familiar ETF’s with Vanguard and iShares, both popular in the investing community.

Betterment investments actually has no minimum initial account deposit requirement. And just case you missed that…

You can start investing at Betterment with $0.

You can open up an account by committing to monthly contributions of as little as $100. The annual management fee to maintain your account is 0.25% of your account balance, on accounts of less than $100,000.

If you’re not ready to invest, they also offer a “No-fee” checking account that pays a competitive variable rate greater than what your bank is paying (currently 0.35%)

The management fee works on a sliding scale, and drops as your account balance grows.

Betterment end of year results for a small or beginner investor account

2. Balanced Stock Portfolio with M1 Finance

M1 Finance has brought a great new perspective to investing. Like Betterment they allow you to automatically invest in various verticals, but the brokerage also allows you to trade both stocks and ETFs for free. That’s right FREE!

M1 Finance, by far, has the largest list of no-fee investments available through any brokerage.

M1Finance also lets you purchase fractional shares of stock. This means that if Apple stock is currently $400 a share, you can purchase $50 of Apple stock and own 12.5% of a share.

Finally, you can get a free financial analysis from M1 Finance, before you invest a single dollar.

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$0 to setup, $100 to Invest

3. Build a Real Estate Portfolio with $10

Fundrise makes investing in real estate a breeze.

This real estate investment trust allows you to invest in real estate without flipping houses or becoming a landlord. Fundrise is simple: your money is invested in real estate developments. Whenever they make money, you make money.

Just how much money, you might ask? Your returns will vary based on the project you invest in, but Fundrise investors garnered an average return over 11% last year, thanks to technology that pinpoints profitable real estate projects for you to invest in based on your goals. 

Perhaps the best part of Fundrise is its low minimum. If you’ve ever tried your hand at real estate investing, you know that it isn’t cheap.

But Fundrise opens the door for investors who might not have thousands of dollars at their disposal. You can invest in Fundrise with as little as $10. Usually, you would need $1,000 to invest with them, but they are currently opening up the doors to smaller investors with their “Starter Portfolio”.

While Fundrise will invest in ideal projects for you, you can also take a more hands-on approach by selecting from a number of Fundrise’s projects to invest in.

I’ve been investing with Fundrise for over 4+ years and have been more than pleased with my returns. You can learn more about my Fundrise returns here or watch the video below.

Invest in Real Estate
  • Low minimum investment – $10
  • Diversified real estate portfolio
  • Portfolio Transparency

4. Paying Off Debt

There are two reasons to pay off debt. The first is that you shouldn’t invest if you have debt, especially unsecured debt.

The second reason is that paying off debt is the best way to lock in an above-average and guaranteed rate of return on your money.

This is especially true if the interest rate is in double digits – there are no places available to the average investor to get double-digit returns that are guaranteed.

Let’s say that you have a credit card with a balance of $1,000 with an interest rate of 15.99% per year. By paying that card off, you’ll lock in a nearly 16% rate of return on your money, virtually forever!

If you have debt with a high-interest rate, you may consider taking out a personal loan with a lower interest rate and using that money to pay off the debt with a higher interest rate.   

There’s a company called Fiona that lets you compare personal loans, credit cards, savings accounts, and student loan refinancing options for dozens of lenders. All in just a few seconds. 

Compare Personal Loan Rates with Fiona

5. Savings Accounts

To be sure, you won’t be able to earn much money on your investments at the bank.

However, the advantage that banks offer is that you can invest very little money in a savings account, earn a little bit of interest, and have zero risk of loss.

Let me be honest, savings accounts are not the most exciting investments

The best purpose for a savings account is to use them as a place to accumulate a larger amount of capital for higher risk/higher reward type investments later on. 

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APY

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Initial Deposit Minimum

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Some of the investments in this list will require $500 or $1,000 to get started. While that is not a ton of money, if you are getting started with a smaller investment, your best bet might be to take your time to build up a little cash and expand your investment options.

Learn more about my picks for the best highly competitive online savings accounts.

6. Your Employer-Sponsored Retirement Plan

This is probably the easiest way to invest small amounts of money, or even if you don’t have any money at all. That’s because it’s generally set up as a payroll deduction so that you can allocate a percentage of your paycheck to go to the retirement plan.

You can designate just about any amount of your paycheck that you choose – as low as 1% to 20% or more, depending on the rules established by the employer plan.

In this way, you don’t even need to have a large nest egg to invest. You can just add small amounts to your account with each paycheck, and then begin investing in any types of investments that your available capital (and the employer plan) will permit.

Best of all is the tax benefits! Not only are your contributions tax-deductible, but the income earned on your investments will not be subject to income tax until you retire and begin withdrawing money.

In addition, if your employer offers a matching contribution, it will be like you get free money just for saving a little.

No matter how much money you have to invest, investing in your employer-sponsored retirement plan should be one of the first steps you take.

7. Get a Roth (or Traditional) IRA

get started investing with Roth IRA or Traditional IRAs

If you don’t have an employer-sponsored retirement plan, you can almost always set up your own retirement plan. All you need to qualify is earned income.

The two best plans for most people are either a traditional IRA or a Roth IRA. Much like an employer-sponsored retirement plan, any returns on investment that you earn are tax-deferred until you begin withdrawing the funds in retirement.

Also, contributions to a traditional IRA are generally fully tax-deductible.

Roth IRA contributions are not tax-deductible, however, withdrawals will be free from taxes as long as you are at least 59 ½ at the time the withdrawals are made, and you have participated in the plan for at least five years.

Roth IRA’s offer tax-free money at retirement – Holla! 🙌🏼

And though there is no employer matching contribution (since there is no employer), a self-directed traditional or Roth IRA can be held in a brokerage account that offers nearly unlimited investment alternatives.

You can contribute up to $6,500 per year to either a traditional or Roth IRA ($7,500 if you are age 50 or older), which means you can build up a substantial portfolio in just a few years. 

Also with the best Roth IRA providers, there is a very low entry cost. Of the investment ideas we’ve offered so far; Betterment, M1 Finance and Fundrise all offer Roth IRA accounts. This is huge for all the small investors out there!

8. Prosper

Prosper works much the same as Lending Club.

You can invest as little as $25, so you can spread a few hundred dollars across many different loans. There is also a state-by-state minimum net worth requirement here as well.

Prosper reports that the average annual return on a note approaches 16%, which is an incredible return on a fixed-rate investment.

In the case of both Prosper and Lending Club, there is a risk of loss to your principal in the event that one or more loans you’re holding go into default.

There is no FDIC insurance protecting your investment the way it would with bank investments.  I also did Prosper reviews for both borrowers and lenders.  You can get full details of the platform there.

Get Started with Prosper

9. US Treasury Securities

If you are looking for a more conservative investment, one where your principal is protected from market swings, you can invest in US Treasury Securities.

These are debt obligations issued by the United States Treasury Department, to fund the national debt. Securities have maturities ranging from 30 days to 30 years (longer-term maturities do involve a risk of principal if you sell before maturity).

You can invest in these securities through the US Treasury Department’s portal Treasury Direct. By using the portal, you’ll be able to buy US government securities in denominations as low as $100.

You can sell your securities there as well, and there are no early withdrawal penalties for doing so.

You can also use Treasury Direct to buy Treasury Inflation-Protected Securities (TIPS) too. These not only pay interest, but also make periodic principal adjustments to account for inflation based on changes in the Consumer Price Index.

10. Investing in Your Own Skills

Are there any skills that you could acquire that could bring you up to the next level in your career? Think in terms of learning a new computer application, a foreign language, or taking a public speaking- or sales course.

It’s possible that you could acquire certain career-enhancing skills that would enable you to either get a promotion in your current job or even transfer to a new, higher-paying position with another employer.

A few hundred dollars is often all it takes to take a course to learn that kind of skill.

11. Dividend Reinvestment Plans

Better known as DRIPS, these are plans that allow you to invest small amounts of money into stocks of companies that pay dividends.

Many large companies offer DRIPS, so if you want to invest directly in stocks, and you like certain companies, you can invest in those companies – usually without having to pay any kind of investment fees.

DRIPS typically allows you to build your investment over time by making periodic contributions. Often, this can be done using payroll deductions.

This can also be an excellent way to dollar cost average your way into large investments in major companies. And when you earn dividends, the money will automatically be reinvested to buy more company stock.

12. Low Minimum Investment Mutual Funds and ETFs

Different mutual funds and ETFs have different initial investment minimums. Many do require that you have several thousand dollars to open an account, but there are some that allow you to start an account with far less.

An example is the Schwab Total Stock Market Index (SWTSX). With a required minimum that is that low, you could spread $1,000 across 10 different funds.

You can check with any large mutual fund families, and even some investment brokerage firms, to see which funds are available with a minimum initial deposit of $1,000 or less.

You may find index funds to be your best bet since they represent the best play on the entire market.

13. Online Brokerage Firms

It can come as surprise to many small investors that you can actually open up an account with an online brokerage firm for $1,000 or less.

#1
SoFi Invest
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  • Automated investing
  • Members receive financial advice from real advisors
  • Open an account with as little as $100
  • Automated rebalancing
  • Rollover existing accounts into a SoFi Wealth retirement account
  • Hybrid model - guidance from actual advisors to assist with portfolios maintained by robo-advisor
  • Exclusive rate discounts on SoFi loans
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Wealthsimple
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  • No trading, account transfer, or rebalancing fees
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  • Get $10,000 managed for FREE when you sign up for your first Wealthsimple account
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Ally Invest
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  • Up to $3,500 cash bonus + commission free trades for new accounts
  • Low trading fees starting at $4.95
  • No minimum balance required
  • Intuitive LIVE trading platform and research tools
  • Ally will credit other firms' transfer fees up to $150
  • Online and mobile account management
  • SIPC insured
  • 24/7 access to brokers

For example, the minimum initial deposit to open an account with Charles Schwab is $1,000 but even that can be waived if you set up an automatic monthly transfer of $100 through direct deposit or Schwab MoneyLink or open a Schwab Bank High Yield Investor Checking account linked to your brokerage account.

In addition, you can open a brokerage account with TD Ameritrade with no minimum initial deposit.

The advantage of investing through a brokerage firm is that will provide you with a wider variety of investment choices than you can generally get through direct investments alone.

Check out some of our great investment brokerage reviews for your reference: E*TRADE Review and TD Ameritrade Review.

14. Your Own Business

I’ve discussed investing in other businesses so far, but if you’re looking to invest small amounts of money, investing in your own business could prove to be the best choice of all. After all, who better to invest in than yourself?

For example, for a few hundred dollars you can buy a decent lawnmower, and start cutting lawns to generate income.

With that few hundred dollar investments, you could have more than five thousand dollars to invest in no time.

You could also start a website, dedicated to selling a certain product line. Or you can start a blog and use it to create affiliate sales arrangements.

If it’s something you might enjoy doing, you could go to garage sales, estate sales, flea markets, and thrift stores, or buy unusual goods and sell them at a profit on eBay or Craigslist.

With advances in technology and the growth of the Internet, it’s easier than ever to start your own home-based business on a shoestring.

If you only have a few hundred dollars to invest, investing in starting your own business could be the most profitable venture of all. Many business owners start out by picking up a part-time job or side hustling to make extra cash to get their business up and going.

A great side hustle is to become an Uber driver, you can create your own schedule and just sit back and drive and earn extra cash to throw at that dream of yours!

So here you have 14 ways to invest small amounts of money, so there’s nothing stopping you from investing in something. Investing is one of those activities where the most important step is getting started, and here are the ways you can do it.

The Bottom Line – How to Start Investing With Little to No Money

In conclusion, starting to invest with little to no money is possible through a variety of options such as opening a brokerage account, participating in your employer’s retirement plan, or utilizing a robo-advisor.

While it may seem intimidating to start investing with a small amount of money, the most important thing is to start as soon as you can. By investing even a small amount consistently over time, you can potentially see your investments grow through the power of compound interest.

Remember to do your research and seek the advice of a financial professional before making any investment decisions.

FAQs on Investing with Little Money

Can I invest as little as $100?

Yes, it is possible to start investing with as little as $100. There are a few options you can consider:
Open a brokerage account: Many online brokerages allow you to start investing with small amounts of money, including as little as $100.

Try microinvesting: There are several apps that allow you to invest small amounts of money, often through the purchase of fractional shares. This can be a good option if you have a hard time saving up enough to make a traditional investment.

Participate in your employer’s retirement plan: Many employers offer 401(k) or other retirement savings plans that allow you to invest a portion of your earnings. This can be a good way to start investing with little to no money, as your contributions are automatically deducted from your paycheck.

Consider a robo-advisor: A robo-advisor is a digital platform that uses algorithms to build and manage a portfolio for you. Some robo-advisors have low minimum investment requirements, including as little as $100.

Keep in mind that while it is possible to start investing with a small amount of money, the investment options available to you may be limited. It is important to do your research and carefully consider your investment goals and risk tolerance before making any investment decisions.

Can I invest if I’m broke?

It will be challenging to invest if you are broke, as you’ll need to have some savings or disposable income to put towards investments. If you are unable to set aside any money for investments at this time, then focus on improving your financial situation. This could include finding ways to increase your income, reducing your expenses, or paying off any outstanding debts you may have. Once you are in a better financial position, you can consider investing.

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About the Author

Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion - educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.


Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University - Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® - Accredited Asset Management Specialist - and CRPC® - Chartered Retirement Planning Counselor.

While a practicing financial advisor, Jeff was named to Investopedia's distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC's Digital Advisory Council.

Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.

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34 Comments

  1. Prudy May 12, 2020

    I want 2 invest as little as 1000 as a startup what’s your advice on dat pls guide m of de safest way 2 invest it

    Reply
  2. Shawna July 1, 2019

    We have three grandchildren, two infants and one toddler. What would be the best way for like long term that when they turn a certain age (depending on whether or not they go to college) we hand funds to them?

    Reply
  3. Delmy Villeda June 5, 2019

    would you informed me if foreing investors can open investsment account in the USA with passport numbers since not having social security number. thanks

    Reply
  4. Mary February 25, 2019

    I always feel reluntant to start up a business on my own, please i need advise and business that I can start with 100k

    Reply
  5. Lethelia Williams February 20, 2019

    New in investment

    Reply
  6. IZUCHUKWU STANLEY ABARA February 4, 2019

    IS IT REAL SOMEONE SHOULD SHOW IT WITH DIFFERENT BANK TO PAY INVESTMENT MONEY IN. PLEASE.

    Reply
  7. David Valente October 4, 2018

    Did you graduate from SIUC or SIUE? Reason being I just wanted know if I was attending why you attended SIU. Your a Christian? Thats awesome. Thanks for your post. Wish I lived in your area so I could take you out to lunch????
    Thanks for this blog post

    Reply
  8. LATA SHETTY August 29, 2018

    I WANT TO WORK AS AN ADVISOR , IN ALL FIELD
    PERSONAL (RELATIONSHIP, LOVE,MARRAIGE LIFE,ETC)

    Reply
  9. ROYALSON August 7, 2018

    I love this article, it has open me to some new insights. I will like to know more about bank investment, I.e, the best investment one should engaged in in banks because most at times the interest rage of banks are very low.
    And you mentioned involving in the sales of usually goods, I will appreciate it if I can get some examples because the ones running through my mind are the ones lots of people are already involved in. thanks

    Reply
    • Jeff Rose August 12, 2018

      Hi Royalson – Local banks pay very little in interest. But you’ll get better returns at online banks. As far as selling goods, look for unusual items. Steve Chou and his wife turned selling wedding linens into a six figure business.

      Reply
  10. Aditya August 7, 2018

    What is the 15th one ?

    Reply
    • Jeff Rose August 12, 2018

      Hi Aditya – It’s starting your own business. Instead of investing in someone else’s business, like buying stock in a company, you instead invest the money in your own business venture. Today, with the internet, it’s possible to start a lot of different businesses on just a few thousand dollars.

      Reply
  11. Dave July 8, 2018

    Please I need help in investing my money…..
    pls how do I go about it ??

    Reply
    • Jeff Rose July 14, 2018

      Hi Dave – It’s all in the article, just give it another read.

      Reply
  12. philip April 20, 2018

    which is the best site i can invest on with a little amount of money like #1,000?..

    Reply
    • Jeff Rose April 29, 2018

      Hi Philip – Since I don’t know you, I can’t advise you personally. I’d suggest that you carefully review all 15 in the article and decide which will work best for you.

      Reply
  13. Neil March 15, 2018

    These are all good ideas. The one I would add a caveat to is “You shouldn’t be investing small amounts of money if you have debt.” I think it all depends on the interest rate. If you are earning 6% from investments and have a mortgage with 3% interest rate, your money is working harder for you in the savings account than it would be if you paid down the debt. I love the advice to pay yourself first. Even if you start really small, put that aside before anything else. People are often less hard up than they realise when they follow that strategy.

    Reply
    • Jeff Rose March 28, 2018

      Hi Neil – I should have clarified I was talking about consumer debt. That’s usually high interest debt. The rate will almost always be higher than what you can get on your investments. That definitely needs to be paid first.

      Reply
  14. Susan March 4, 2018

    Hi Jeff, I’ve been watching your videos, perusing your web sights and I love what you share, your creative ideas, and your presentation. So… I watch people (like you) find ways to make more and more money. Pretty soon you need an office, and then employees. You go from one or two ventures to manage, and then 3, then 5 then a dozen! I’m wondering – how much of the money you make, goes back into paying for the office, employees, and other expenses? And that’s awesome if for every new dollar of expense, you are making $3 or $50 or $1000 more in profit! My quest: I would like to find a “sweet spot” where I am making a wonderful amount of income, with the simplest management needs possible. Just me – no employees to manage. No brick and mortar to furnish and pay for. Not be tied to a multiplicity of sites, forms, entities that consume huge amts of time to monitor, post on, etc. It’s a trade-off: less stress for less income. I’m OK with that. But I’d like to find that spot where the maximum income is and still be in that low-stress management spot. Looking for those options that are probably more work initially, but then become more self-sustaining and residual. Can you offer any insights to which opportunities would best fall into that category? Thanks so much!
    Susan

    Reply
    • Susan March 4, 2018

      I meant “sights, FORUMS, entities…”, not “forms”. 🙂

      Reply
    • Jeff Rose March 15, 2018

      Hi Susan – You’re looking to make as much as you can as a solo entrepreneur. I get it, you don’t want the overhead costs of employees, office space, insurance, benefits, etc. The best way to do that is to maximize your own ability to monetize your skills. That is, get to the point where you’re making maximum revenue on your work. But you can also leverage applications and systems. For example, if you run a website, you can add an app that builds your mailing list, and even sends out regular updates.

      If you do need people help, you can hire outside contractors, or even partner with other businesses. All will enable you to expand your income without adding overhead. But exactly what you do will depend on how you’ll be making money. I hope this answers your question.

      Reply
  15. bijoy mili March 1, 2018

    Hi,
    this is bijoy from Assam. working and staying in Bangalore since 9 years. but till 9 years i’m not able save any money. sometime i do have less then 30k in my hand. i’m married man. so i’m fully confusing that how can i manage my family? kindly give some idea that how can i manage my family from small amount? and also what should i do to make more money? how can i do any business from my small amount? please give some idea. otherwise i’m feeling to die because of i’m not getting any idea that how i should manage my family

    Reply
    • Jeff Rose March 3, 2018

      Hi Bijoy – You should try to see if there are any robo-advisors available in your country. They can diversify you account between stocks and bonds, allowing you to have some growth in your portfolio. They can do this even with small amounts of money.

      Reply
  16. Bob October 11, 2017

    This list is quite incomplete without mentioning the Robinhood App, which literally charges you nothing for trading stock. Forget DRIPS, you can buy whatever stock or ETF you want (dividend paying or not) on the app for free.

    Reply
    • Jeff Rose October 13, 2017

      Thanks Bob!

      Reply
  17. RAnn August 11, 2015

    Another platform that will allow you to invest small amounts of money (as little as $20.00 per transaction is kickfurther.com (http://kickfurther.com/s/bvy454dcnd is an affilliate link and if you use it, you get a $5.00 credit) Kickfurther crowdfunds inventory for small businesses. They buy the inventory as agent for the investors and then the businesses sell it on consignment. Returns seem to be about 1.5% per month, without taking defaults into consideration. The platform is new and the downside is unknown at this time, but I made 8% on one deal in just three months.

    Reply
    • Daniel August 22, 2016

      I’m using Kickfurther as well. It’s come along way since your post (Aug 15). As a college student, I don’t have too much extra cash to throw around but I’ve earned just over $1K so far with more paybacks to come. I’ve worked with brands that payback super early and earned 12% in 3 months because of that.

      Reply
  18. Luke Fitzgerald @ FinanciallyFitz July 28, 2015

    Great list! There are so many options to get someone started. That can be a good thing…and a bad thing as it becomes overwhelming and scary.

    I generally advise 2 options: 1) get out of debt and 2) Indexed ETF’s. Above and beyond that is icing on the cake (if we dont neglect 1 and 2).

    Thanks for sharing!

    Reply
    • Bob February 17, 2016

      If you only have a little money to invest some of these suggestions are really bad. Betterment for instance charges $3.00 per month if you are not auto investing at least $100/month. So you have to put away $100 each month in order to qualify for the .35% rate. That is really not clear in the article. Some of the other suggestions are okay but not really going to turn a little money into a lot. Since many people reading this article are probably very unsophisticated investors, I think this is a poorly structured piece.

      Reply
      • Jeff Rose February 17, 2016

        @ Bob So paying $3 per month to have a professional money manager select low cost ETF’s on your behalf and monitor those ongoing is a bad thing?

        Reply
        • drew June 2, 2016

          Yes its absolutely a bad thing. If you have not personally interviewed the person/company that is handling your money, you sir are putting yourself in a bad situation. Would you hand your money over to someone you don’t know and just pray they know what they are doing?

          Reply
          • Jeff Rose June 2, 2016

            @ Drew people do it in their 401k’s all the time.

            Reply
          • Matthew July 18, 2016

            Ok so do you think would be a good way to start investing? I have some capital and very little debt. I am just very confused on what to invest in that will help me grown and move on to other ventures.

            Reply
    • Bassam July 24, 2018

      Your investment idea are good but i only found it hard to be realised in developing countries like uganda I suggest you write same thing for us who are informal economy

      Reply

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