Posts by Jeff Rose, CFP®:
How Much Does A Million Dollar Life Insurance Policy Cost?
Jeff Rose, CFP® |
Do you think a million-dollar term life insurance policy sounds like too much insurance? As a Certified Financial Planner, I see underinsured people every day. What do I tell them? A million-dollar term life insurance policy might actually be the minimum coverage needed for the typical middle-class household, but it’s affordable. That might sound like an exaggeration, but if you …
READ MORE13 Best Investment Opportunities for Accredited Investors
Jeff Rose, CFP® |
When I became an accredited investor, I found myself among an elite group with the financial means and regulatory clearance to access investments that many couldn’t. This opened doors to exclusive realms like hedge funds, venture capital firms, specific investment funds, private equity funds, and more. Even though I had this “exclusive access” it took me a while to start …
READ MOREBitcoin Historical Annual Returns (10 Years, 5 Years, 3 Years, 1 Year)
Jeff Rose, CFP® |
From its humble beginnings in 2008 to today, Bitcoin’s history has been relatively short but very eventful. The original protocol for this popular digital currency was created in 2008 by Satoshi Nakamoto, believed to be a pseudonym for an unknown developer or group of developers. Nakamoto launched the Bitcoin network just a year later and began mining the currency— an …
READ MOREWhat Is Passive Income?
Jeff Rose, CFP® |
Passive income refers to earnings derived from an enterprise in which a person is not actively involved on a daily basis. Unlike active income, where earnings are directly linked to the amount of work performed, passive income flows whether you are working, sleeping, or vacationing. As Robert Kiyosaki (2017) explains in his best-selling book “Rich Dad Poor Dad,” passive income …
READ MORE$35 an Hour Is How Much a Year?
Jeff Rose, CFP® |
Imagine this: You’ve just received an incredible job offer with a pay rate of $35 per hour. Sounds amazing, doesn’t it? But then, a question pops into your mind: what does that amount to in a year? Suddenly, you find yourself entering a world where numbers come alive, swirling and dancing to the beat of hourly wages and annual salaries. …
READ MORE10 Ways to Make One Million Dollars (Seriously!)
Jeff Rose, CFP® |
Having a million dollars may seem like an impossible dream, particularly if you’re starting from zero. But the fact that there are more than 33 million millionaires in the US already means it’s doable. After all, if at least 33 million people can do it, so can you. All you need are the right strategies and a generous helping of …
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