You’ve just landed on the page that will change how you look at money for the rest of your life.
Trust me. That’s a good thing.
The Money Uprising Movement™ (MuM)?
Although these movements were all independent of each other, they all had one similar underlying theme:
—> It’s time to step up and take control of YOUR money. <—
Below are the core beliefs of what those movements were about and what The Money Uprising Movement (and this blog) stand for.
We Never Believe It’s Too Late to Get Started
We Never Become Complacent
When I was deployed to Iraq, we were always instructed to not become complacent.
For us, that meant not getting too comfortable with our surroundings or letting the enemy get us while our guard was down. Are you financially complacent? If you’re not sure, answer these quick questions:
- What is your 401k currently invested into?
- When’s the last time you checked your credit report?
- How much are you saving each month for retirement?
The subtitle of my book is Take Charge of Your Money and Invest in Your Future. The first part, “Take Charge of Your Money,” is most crucial. Stop being complacent with your money and learn how to make fast cash!
We Know There’s More Than One Right Way to Do Things
You should ONLY buy index funds. Why? Actively managed funds are the BEST thing ever! Perhaps…. You should NEVER use credit cards. Ummm….but I like getting cash back. My motto has always been “different strokes for different folks.” While I hate target date funds (and think you should, too), that doesn’t mean that you are WRONG for using them. Be careful of those that look to cram their ideals down your throat. Just because it worked for them, does NOT mean it will work for you.
We Always Trust, but Verify
A good friend of yours suggests investing in some stock that he has officially labeled “the next BIG thing.” Do you dump all your money into it and hope for the best? If so, slap the back of your hand and throw cold water in your face. If you are joining The MuM, you never invest in anything that you haven’t done a little bit of research for yourself or at least obtained a second opinion.
Before you act on any investment tip, follow these guidelines:
We Keep Our Debt in Check – Fool!
Mr. T says, “I pity the fool that has too much debt!” Okay, I really don’t know if he said that, but he should have! I’m cool with people using credit cards for rewards that pay them off each month. What I’m not cool with is people abusing their credit privileges and constantly wondering how to get a loan from the bank to buy crap they don’t need. Just because you can afford your monthly payment, doesn’t mean you’re in good financial shape. That’s what one guy tried to make me believe and I filmed a financial rant video about him. Don’t be the topic of my next video. You have been warned. $50,000 of debt is not a “little bit of debt”! To get out of debt you have to know what you’re working with. Drop the denial and attack it with a vengeance.
Debt can crush you. I’ve seen it firsthand with clients, friends, and my own family. Getting out of debt should be your priority.
If you’re in denial, don’t be. You need to know exactly how much debt you have. Some clients tried to convince me that they only had a “little bit of debt”. Turns out they had over $50,000 of debt!
We Keep on Getting Edumucated (never get comfortable)
After taking my last final of my senior year of college, I remember saying to myself, “I just took the last exam of my life. I couldn’t have been any more wrong. Since then, I’ve taken tests for my Series 7, Series 66, Series 24, AAMS designation, insurance licenses and, the CFP® exam. Above that, I’m constantly devouring new books (especially love books for entrepreneurs), reading blog posts and trade publications, purchasing online courses and on and on and on. I expect the same out of you. The world is ever evolving and you HAVE to stay ahead of the curve. For you, this could be getting your Masters or Doctorate degree, or it could be getting a new certification for your current job.
Whatever it is, you have to stay hungry and keep advancing yourself.
Why? Because I guarantee there’s someone out there who’s just as hungry (or hungrier), and they’ll pass you up and leave you in the dust.
We Invest In Ourselves (because if we don’t, who will?)
- And on and on and on……
I’ll never stop investing in myself and you shouldn’t either.
We Never Blame Other People for Our Money Struggles
Say and do something positive that will help the situation; it doesn’t take any brains to complain.”
Robert A. Cook
If you chose to join the MuM, it’s time to start doing. You are the only one who changes your situation. Sure, people are going to screw you over along the way, but it’s not your job to worry about them. Don’t worry. They’ll get theirs eventually.
Focus on what you can control. And for peep’s sake, stop blaming other people!
—> End Rant <—
We Take Care of Our Battle Buddies
My Battle Buddy
We Call Out Our Blue Falcons
We just learned what a battle buddy is. Well a blue falcon is the complete opposite. The more common name used in the military is “buddy fudger”. <<Keepin’ it PG-13 In basic training, a Blue Falcon (Buddy Fu#$er) was the soldier who didn’t care about what happened to everyone else. Actions could include talking in formation, falling asleep during guard duty, not properly securing your weapon. Their carelessness often meant we would get the crap smoked out of us, i.e.; pushups and A LOT of them.
Who are the blue falcons in your financial life? Here’s a few examples:
In basic training we would kick the soldier’s butt who would continue to screw us over intentionally. Ever seen Full Metal Jacket? Ahem..
We Aren’t Afraid to Fail
- Dropped out of college to work a dead end job doing data entry 8 hours a day.
- Attempted two MLM businesses wasting both time and money.
- Tried to become a real investor making a bid on a duplex only to later realize I had know idea what I was doing.
- Lost $5,000 investing in a penny stock that a client gave me a tip on even though they really knew nothing about it.
- Failed the Series 24 exam twice only to find out that I didn’t even need it.
- Invested $8,000 into a business that I did nothing with.
As you can see, “failure” is my middle name, but I’ve never let it get to me. You shouldn’t either.