When you die, what happens to your 401k depends on who you have selected as the beneficiary. The beneficiary will receive the funds either in a lump sum or through an annuity, depending on how you set up the plan. The beneficiary is also responsible for any taxes associated with the 401k and should speak with a financial advisor about their options for managing the funds. ", "thumbnailUrl": "https://i.ytimg.com/vi/jZKFqtz2jyc/default.jpg", "uploadDate": "2022-02-01T18:35:46Z", "duration": "PT5M23S", "embedUrl": "https://www.youtube.com/embed/jZKFqtz2jyc", "interactionCount": "1170" }