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How To Start A Blog From Scratch And Make It Work

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  • Written By:
    Jeff Rose, CFP®

    Jeff Rose, CFP®

    Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance...

    Read More
  • Updated: June 16, 2022
  • 15 Min Read
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Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.

Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.

When I started Good Financial Cents in 2008, I had no idea what I was getting into. I had an inkling of how to use WordPress to create and publish content, and I knew I wanted to reach potential clients for my old financial planning practice, which I no longer own. That’s about it!

Fortunately, I was able to learn a ton about blogging and how to monetize my personal finance website over time. The crazy thing is, I learned most of what I know from googling, trial and error, and reaching out to people in my niche for mentorship and help.

Now that I’m more than a decade into blogging, I can honestly say this business idea is one of the best ones out there. Not only can you start a blog from the comfort of your home and in your spare time, but you can launch your own money-making site for a few hundred bucks at most.

I started my website with very little startup capital — maybe around $100 for a basic theme and website design and a one-year hosting plan with Bluehost. Since then, I have made millions of dollars on this website. Millions. If that’s not a good return on investment, I don’t know what is.

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If you’re thinking of starting your own blog, you have a ton to gain and not much to lose other than pocket change and some of your free time. And if you do things right, you have the potential to create an online platform that brings in consistent residual income you can use to improve your life.

I created this guide to help you figure out exactly how to start a blog and the steps you need to take for your site to be live on the web. If you’re ready to change your life with a blog, you’ll want to stop thinking and start moving on the steps below.

What You’ll Learn

From how to determine your blog’s niche to how to actually launch a blog in WordPress, this guide will take you through every step of the process. Here’s everything you’re going to learn as you move through this piece.

Table of Contents

  • What You’ll Learn
  • What is a Blog Anyway?
  • Should You Start a Blog?
  • Important Things to Note
  • How to Start a Blog: A Step-by-Step Guide
  • Tips for Success
  • How to Start a Blog Frequently Asked Questions (FAQ)
  • Wrapping Up

What is a Blog Anyway?

The website you’re currently visiting, Good Financial Cents, is a blog. However, blogs come in many flavors and formats. You’ll find blogs about cooking that are chock full of recipes, and you’ll find blogs for military families or stay-at-home moms. You’ll even find blogs on travel and how to hack trips around the globe.

All blogs have one thing in common. A blog is a website built by a regular person, a group of people, or even a business with the purpose of sharing information. The content shared comes in the form of blog posts, just like the post you’re reading right now.

While a lot of people blog for fun, there are all kinds of people who have turned their blogs into money-making machines. While some earn enough money on their blog to supplement their incomes, others — including hundreds of people I know personally — pay for their entire family’s lifestyle with a blog. The top .01% of bloggers even make millions of dollars every single year, and that’s no joke.

Should You Start a Blog?

You’re likely reading this page because you are thinking of starting your own website. But, is this really a good idea?

I have to be honest — I am actually glad I didn’t think too hard over whether I should start a blog or not in 2008. I wasn’t a very good writer back then, and I was having plenty of success as a financial advisor. I had every reason in the world not to blog, and very few reasons to blog other than the potential for leads and exposure.

The reality is, you don’t need anyone’s permission to start a website on any topic. All you need is the desire to get started and a passion for a niche or topic you care about. That’s it.

Still, starting a blog can make even more sense if:

  • You want the chance to earn passive income from home
  • Free time is scarce in your life, and you need a side gig for nights and weekends
  • You have a lot to say and want a platform to share your ideas
  • You’re creative but you don’t have a way to tap into that side of yourself
  • You feel like blogging and have the time to get started
Get The Free Make $1K Blogging Course

Important Things to Note

Before you dive into the steps below, there are definitely some things to consider. Here are some basic issues to think over today before you devote a ton of time and energy into starting a blog.

You won’t make money from day one. If you’re considering a blog as a potential source of income, you should know that earning money online is absolutely possible. But you should also know that it won’t happen from day one! I spent many months trying to figure out how to earn my first $100, and it took me a year or more to replicate that success and start earning $1,000 per month on a regular basis. You need to build up your website and spend time building a community before you can earn consistent income, so don’t get discouraged if you’re not rolling in the dough right away.

Haters are definitely going to hate. You will have friends and family members who don’t understand what you’re doing or why. They’ll probably think your blog is a joke, but this is usually because one person’s ambition makes other people insecure. If you want to be successful as a blogger, you have to ignore negative people and block out the noise!

You will make mistakes. Figuring out how to start a blog isn’t easy, and you will make plenty of mistakes along the way. You need to think of each mistake as a learning experience instead of a hurdle to overcome.

Figure out your passion. Finally, you’ll have more success as a blogger if you find your passion and build a website around a topic you care about. It can be something as simple as pet care, life insurance, or travel. The key is making sure you care enough about your niche to talk about it for years to come.

How to Start a Blog: A Step-by-Step Guide

  • Step 1: Pick a blog name and a niche.
  • Step 2: Register your domain.
  • Step 3: Pick a blog host.
  • Step 4: Get your hosting account off the ground.
  • Step 5: Connect your domain and host.
  • Step 6: Build your website.
  • Step 7: Design your website.
  • Step 8: Write and publish content.
  • Step 9: Promote your blog and get ready to earn money.

Step 1: Pick a blog name and a niche.

When it comes to starting a blog, the first detail to think over is what you’re going to write about. Will you cover personal finance? Travel? Interspecies animal friendships? It’s totally up to you, but you do have to make a choice in this area before you move forward.

If you’re struggling to come up with one niche you love, you can also consider choosing a few different topics that go together in some way. For example, health and beauty tend to go together well, as do personal finance and real estate.

Maybe you could write about entrepreneurship and fatherhood or motherhood? Perhaps you could blog about kids and travel or family travel.

The choice is really up to you, but this step is really crucial. Think about what you love and what you really want to write about. From there, you can hone in on a niche.

Step 2: Register your domain.

Next up, you need to figure out if the domain is available for the website name you were hoping for. This is one area where you may need to get creative since many, many website names are taken already.

I suggest shopping around for domain names on GoDaddy.com. This website lets you try different names and combinations of names that might work for your niche, and you can find out instantly if the domain name you want is available.

Usually, domain name registrars like GoDaddy sell domains for as little as $12, but you can often find even better deals than that. You may also be asked to pay thousands of dollars for premium domain names, but I would not do this at all. You’re a lot better off choosing a domain that’s close enough to what you want and using your money for some other part of your business plan.

Step 3: Pick a blog host.

Next up, you’ll need to pick a blog host. This is the company that will “host” your website and make sure it remains live and functional on the web.

There are a ton of different hosting services to choose from, but I like Bluehost for beginners for a few reasons. Not only is it so dang cheap (often as low as $3.95 per month!), but they have good customer service and they’re pretty reliable. Bluehost also makes it exactly easy to figure out how to start a blog, which is really important in the beginning. And remember, you can also change your host later on if your website grows or you need a host with more functionality.

Get Started With Bluehost Now

Step 4: Get your hosting account off the ground.

While I recommend Bluehost for beginning bloggers, another host I recommend is Liquid Web. This host is more expensive than Bluehost, but they do offer a lot more features — especially if you have more than one website.

Note that plans with Liquid Web start at just $19 per month, but you get three times the storage of a basic Bluehost account, 30 days of backups, and other important features.

I’m going to cover how to get your hosting started with Bluehost for the purpose of this guide, but I wanted to mention that Liquid Web was another good option. And really, there’s nothing wrong with comparing hosts in terms of pricing and features before you get started.

With that being said, here’s how to set up hosting with Bluehost.

#1: Go to Bluehost.com and click on the button that says to get started.

#2: Select the hosting plan you want out of the options they show.

#3: Enter the domain name you chose when you purchased a domain from GoDaddy.com or elsewhere.

#4: Enter all the information Bluehost asks for on the next page, including your contact information.

#5: Enter your payment information for the hosting plan you selected.

#6: Create a new password for your Bluehost account.

#7: Pick a theme from Bluehost, if you want!

#8: You’re done!

Step 5: Connect your domain and host.

Your domain and host really need to start talking to each other, which is why you need to connect them right away. If you used Bluehost to register a domain and set up hosting, you don’t need to take this step. But if you set up a domain with a website like GoDaddy, you will need to connect these two accounts.

To connect your registered domain name with your hosting account, you will need to use domain name servers, also called DNS. When you opened your new hosting account, you should have received a welcome email providing you with DNS information and other details. Your DNS should read something like this: “Nameserver1: ns1.bluehost.com, Nameserver2: ns2.bluehost.com.

Exactly how to connect your domain registrar with your host depends on the domain registrar you used, so you may have to do some digging to find out where to enter your DNS.

Step 6: Build your website.

Bluehost makes it insanely easy to build your WordPress website using their platform. This is another reason I recommend Bluehost as a hosting platform. They make the process of figuring out how to start a blog an absolute breeze. Here are some of the next steps you’ll take:

#1: Log into your Blue host account.

#2: Click on the “launch” button to get your blog going.

#3: Determine a site title and description.

#4: Go to the homepage and click on My Sites.

#5: Choose your domain name and hit “install.”

#6: You’re done!

Note that there may be situations where these steps need to be done somewhat out of order. Bluehost and other hosting websites frequently change the exact screens for their process, and they may add another step or take away a step. The steps listed above are approximate and should be insanely helpful when it comes to starting your blog!

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Step 7: Design your website.

WordPress has a ton of different options that can help you create a design for your website that makes sense for your content. If you click on “appearance” and “themes” once you’re in WordPress, you can choose from hundreds of templates for your homepage and the rest of your site.

You can pay more for a custom website theme, but you really don’t need to when you’re first getting started. As a blogging newbie, your goal should be getting your website off the ground. Try not to get too caught up in the minutiae of how to start a blog because it’s easy to go down the rabbit hole. And if you spend too much time making decisions at the beginning, you may never get your blog off the ground.

Step 8: Write and publish content.

Once your blog is ready to go, you can write content, hit the publish button, and start building a community of readers! Try not to stress too much over the content you’re writing at the beginning since it’s very likely you’ll go back and edit or tweak your content later on.

To be honest, I have either deleted or rewritten nearly all my early content by now. This is completely normal since most of us learn more about blogging and writing great content as we go. It’s only natural that our first round of content is only so-so.

What you really need to do at this point is get used to the writing and publishing process. Get in the habit of writing passionately about your niche, then hitting the publish button even if you’re worried it’s not that great. You will get better over time, but you have to get started to reach that next level.

Step 9: Promote your blog and get ready to earn money.

Your next step is making sure people can find your website, and this includes setting up social media accounts. There are a ton of social media platforms out there, but obviously you won’t want to be on all of them. Personally, I suggest setting up Facebook, Twitter, Instagram and Pinterest accounts for your blog before you worry about the others.

Once you start publishing content, you’ll want to make sure you share your blog posts on all your platforms on a regular basis. Invite family and friends to follow you on social media platforms, and also reach out to other bloggers in your niche to start building relationships that might make things easier later on. You can also comment on other blogs as a way to get your name out there. Not only will the blogger see your comments, but anyone reading their blog might see them, too.

Also, make sure you’re collecting emails from potential subscribers right away. While it may seem pointless to collect reader emails when the only person reading your blog is your mom, these early readers could turn out to be your best customers later on. This is also something that you’ll regret not doing if you forget. I know a lot of bloggers who failed to collect emails until they were several years in, and all of them deeply regret it.

Tips for Success

Starting a blog is half of the battle, but there are some steps you can take to set yourself up for success. I have learned a thing or two about blogging over the last 10+ years, and here are some of my best tips:

Network with other bloggers.
One of the best steps I took as a blogger was networking with others in my niche. You might think that bloggers writing about the same thing you do are your competition, but this is not the case at all. Remember that the internet is used by billions of people, and many blog readers check in with a ton of websites all the time. There is room for everyone no matter what anyone says.

Guest post and comment on other blogs.
How do you get started networking with other bloggers? I would suggest commenting on other blogs in your niche in order to build rapport with bloggers you don’t know yet. I would also try to arrange guest posts with other bloggers. Not only is this a good way to get your name out there, but you can also get a coveted backlink to your website.

Don’t assume there’s nothing to learn.
Here’s something that makes me crazy. So many new bloggers get started and then refuse to listen to all the awesome advice you get can get online for free. This is a huge mistake since there is always something to learn — even after you’ve found some success. I suggest figuring out which blogging experts you want to lean on and following their YouTube channels or podcasts so you can soak up as much information as you can.

Learn about keyword research and SEO.
You will earn more money blogging if you take the time to learn about search engine optimization (SEO) and how to use keywords to get your articles to rank. Remember that you won’t make money blogging if nobody sees the content you write. To earn passive income, you need SEO working on your behalf at all times.

Study all the different ways to make money blogging.
There are a ton of different ways to make money blogging, ranging from affiliate marketing to display ads and sponsored content. While you won’t make a lot of money blogging at first, you should spend time learning about all the blog monetization strategies you could use later on.

Write long blog posts with a ton of helpful details.
Google tends to look favorably on longer content that has lots of helpful detail and information. As a result, you should strive to write the lengthiest, most helpful blog posts you can. Add in screenshots and photos that make your posts even better, and you’ll be rewarded for your efforts when it comes to search engine traffic.

Create small goals for yourself.
Blogging is really a long game effort — as in, you can’t expect to start a blog and start making money overnight. That’s why I suggest creating small goals for yourself that can help you feel a sense of accomplishment before you earn a dime. Consider setting goals in terms of the monthly traffic you have, or in terms of social media followers. Whatever works is fine. Just make sure to set goals that can help you stay motivated and on track with your big picture blogging plan.

Don’t care what other people think.
Finally, know that you will encounter people who hate you and your website. They may be people you know, or they could be total strangers. It really doesn’t matter because your response should be the same. Ignore people who don’t understand your new blogging business. Feel free to delete their comments or just don’t respond. Whatever you do, don’t let people make you feel bad about pursuing your blogging dream. Your biggest critics are probably afraid to pursue theirs.

How to Start a Blog Frequently Asked Questions (FAQ)

You’ve got questions…and I have answers! In all seriousness, I wanted to provide some basic questions and answers that can help you decide if now is the time to get started blogging. As you get ready to start working toward your goals, here are some additional questions and answers to consider.

How long will it take me to earn money blogging?

You may start making small amounts of money blogging right away, but it’s also possible you’ll spend six months or a year figuring out the best ways to monetize. Remember that you really need to build up a selection of quality content before you can start being recognized in search engines, and this takes time in itself.

If I were a new blogger, I would focus on writing excellent content and honing my craft for at least 3 or 4 months before I worried about trying to monetize my website.

How much does it cost to start a blog?

You can start a blog for less than $100 provided you find a low-cost domain name and you use an affordable hosting plan like the one I recommend from Bluehost. Keep in mind that you can spend significantly more time than that, but you don’t necessarily have to.

How do I choose a blog niche that is profitable?

Any blog niche can be profitable provided consumers pay for at least a few products in that niche. As you figure out what you want to blog about, try to think about it in terms of products and services consumers pay for in the areas you want to write about. If you love camping and want to start a camping blog, for example, then you could consider monetizing with affiliate links for camping gear and products and even sponsored content from outdoor brands.

If you want to blog about parenthood, you could monetize by promoting baby gear and supplies, or even creating your own products parents can buy. If you want to blog about travel, you could monetize by promoting hotels, airlines, and pretty much any travel brand that has an affiliate program.

The sky is really the limit and there’s no such thing as a blog niche with no potential for profit.

What do you do if you can’t find a domain name you like?

If you can’t find the exact domain name you like, you’ll just have to keep trying combinations of letters and words until you find something that works. Instead of CampingLife.com, for example, consider thinking outside the box with a domain name like Campers4Life.com. That may or may not be available, but you get the point. You just have to find a domain name that is close enough to what you want to write about. It doesn’t have to be perfect.

How do bloggers get paid?

Bloggers make money through a variety of strategies including affiliate marketing, display ads, and sponsored content. Many bloggers also create their own products for their readers to buy. Some bloggers focus on just one monetization source to build up the income they want, but others try all monetization strategies that make sense for their brand.

What is affiliate marketing?

Affiliate marketing is a type of monetization strategy that lets you make money in a passive format. When you sign up for an affiliate program, you’ll get “affiliate links” to place on your blog. When a reader clicks on a link and signs up for a service or purchases a product, you earn a commission that varies from brand to brand.

Many bloggers try to use affiliate links to earn money because they’re easy to use and implement, and because the potential for long-term passive income is so great.

Should I start more than one blog to make more money?

If you can make money with one blog, why not start two and earn twice as much? Unfortunately, blogging isn’t always as easy as it seems like it would be, and having two blogs might make you stretch yourself too thin.

If I were you, I would start a single blog on a topic I cared about, figure out how to monetize it, and get that blog making money before I worried about starting a second website. That way, you can make some mistakes and learn more about blogging before you dive into another online business idea.

What are the main benefits of blogging as a side hustle or business idea?

Blogging is one of the best side hustles out there for a few reasons. First, you can get started for very little money. Second, you can blog part-time while you continue working full-time, and you can even blog during evenings or weekends when you get started.

Blogging is also pretty cool since you can earn real money in so many different ways. Also, the income potential is unlimited with blogging, whereas most side jobs are limiting in terms of how much you can earn.

Wrapping Up

You visited my website because you wanted to know how to start a blog, but I hope you learned a lot more than that. If you read this giant blog post, you hopefully learned why blogging is such an innovative business idea, all the different ways you could monetize your website, and what you need to think about as you choose a niche.

At the very least, I hope I gave you a lot to think about. However, I hope you don’t think too long about starting a blog. If I have learned anything from blogging, it’s the fact that the spoils go to those who actually get started.

The bottom line: Read this post. Buy a domain on GoDaddy.com. Set up hosting on Bluehost.com and get started today. There’s no sense in waiting any longer than you have to.

If you’re ready to make your first $1,000 from your blog, join my Make $1K Challenge today!

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About the Author

Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion - educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.


Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University - Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® - Accredited Asset Management Specialist - and CRPC® - Chartered Retirement Planning Counselor.

While a practicing financial advisor, Jeff was named to Investopedia's distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC's Digital Advisory Council.

Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.

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13 Comments

  1. JAMES MASABA NAPOSA July 5, 2019

    Thanks

    Reply
  2. Albert Zakhia July 4, 2019

    Hi,
    very interesting article.
    I am just confused about how to integrate ads into the site in order to make money or how to use it for money generation.
    Regards,
    Albert

    Reply
  3. Kia Stith June 25, 2019

    Thank you so much for this! I love writing, about any and everything. You make so much sense here, though I must admit I am still confused on more than a few things 🙂 Not to worry, I can learn anything I truly want to learn – in time. I have never been technilogically savvy or a social media lover, but the idea of a blog appeals so much to me. Your article helped to give birth to my dream baby – which may one day turn into a full on adult , creating children of his own. After reading this, I feel that I actually have a chance to express myself through blogging. The tone of this article is super friendly and approachable, sort of familiar. Thank you for using your passion to help inspire others.

    Reply
  4. Stanis April 11, 2019

    Thank you for your deliberate guideline on blogging! It’s really helpful! I agree that on free blogging platforms there is less control over the content and looks. Also, it’s difficult to find a blogging platform from where you can export all your data. Also, the main preoccupation for most of the bloggers is to grow the audience. At least for me it’s the most challenging! For this purpose, I use the blogging platform from where you can create your own channels and get networked with other bloggers, meaning that people who post on similar topics can create a global thread of the blog and thus help to grow each other, it’s called Zecamp (dot)com (you might also type “zecamp content platform”). Basically, you’re joining or creating your own blogging community. It’s minimalistic in design and interface (so forget your WordPress) and works for monetizing right away, and it supports multimedia for those who are up to visual content.

    Reply
  5. Sylvie March 3, 2019

    As an educator, I must say this is excellent information, very well explained! There is a market for us over 40ish…as the way we market/communicate has drastically changed.
    Now inspired to start!
    Thank you!

    Reply
  6. Demetria Westbrook February 18, 2019

    Well in this informational blog it states to go with the paid subscriptions first, but what if it isn’t affordable (Because the payment is lumped together)? Should you go with the free subscriptions or wait? Meaning the hosting website and domain website!

    Reply
  7. Moses Brodin January 28, 2019

    Just over here going through all your posts and you are so strong-willed it’s amazing. I love how possible you make it seem to earn a living from blogging. I’ve been down tonsss of business ventures, but blogging is the first one that I’m actually seeking out help because it feels like aiming in the dark for traffic.
    I do have 1 question:
    When you went from talking to yourself to EPIC, did traffic just keep trickling in or did you see a huge surge from one post or one link share that was sustained by your content?

    Reply
  8. Crystal Helene December 31, 2018

    Thank you for the informative instructions on how to start blogging. My name is Crystal Helene aka the #Authenticblkwidow. I have built a large following of men from around the world, I guess by my looks. *shrugs* I’ve search the Internet looking for “God’s people” because the internet felt like the ocean to me. Ironically, I’ve captured a boat full of men when initially I was trying to help women. I am a widow, and I’m African American, so that’s where I got the name The Authentic Black Widow. I have Facebook names for both. A interesting thing happened in the past two years of growing my social medias… I received love from thousands of Arabic speaking countries, particularly, Egypt. In turn, I created an online store selling Egyptian and lion themed accessories. The online store has the ability to create a blog so that’s where I believe I’ll start writing to build my seo presence. I started the store in late July of 2018 so my sales haven’t been that great. My problem is traffic so I’m hoping by blogging it will bring people to my store. This means I will have to submerse myself into the study of Ancient Egypt. Thank you for reading… I found your video on blogging on YouTube. My site is www.Authenticblkwidow.com and thanks again Jeff Rose of GoodfinancialCents.

    Reply
  9. Hadas Av-Gay December 5, 2018

    Thank you for such inspiring and informative step by step guide for starting my successful blogging business.

    Reply
  10. Neerav October 31, 2018

    Hello,
    Thank you for this lovely blog. It is so well written and gives so much information on blogging to people like me also , who have no prior knowledge about it. I have a few questions which i cant find answers to anywhere , and if you can take time to help and respond:
    -Once we start a blog will it be viewable by people all over the world or is it country specific ? Example domains like “.in” are seen in India and “.com” in USA usually. Since my target audience might be a specific community.
    – I am not looking for any money making from my blog , but I had this question since i am on H4 visa living in USA with my husband currently , Can i create a blog here ? , as I should not and will not have any income source here.
    – Can we create a blog to be viewable in India from here in USA?

    Thanks in advance!!

    Reply
    • Jeff Rose November 25, 2018

      Hi Neerav – Your blog should be viewable all over the world, but a .com domain will be an advantage since the US is the largest internet market. They’re not country specific, but an India based website is more likely to be viewed specifically by people in India. The .com domain will be the most effective. But you may also be able to set the blog up using both .com and .in. Check with your webhost to see if it’s doable

      Reply
  11. Kelly October 3, 2018

    How do I make money, when I can’t get google adsense to work. I had an account with another Gmail, closed that down and started under new Gmail and still not getting it to work….any suggestions.

    Reply
    • Jeff Rose October 10, 2018

      Hi Kelly – I haven’t ever come across that problem. I’d suggest going to a Google forum, or even asking a general question on the web. Unfortunately, you usually can’t contact Google by phone.

      Reply

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