If you are worried about the rising costs of medical care for pets, you may want to consider getting a pet health insurance plan.
Some pet insurance policies even pay for exams for your pet, although inclusions vary by provider.
By the Way: Here is a ranked list of my favorite pet insurance providers –>
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About Petplan Pet Insurance
If you’re thinking of buying a policy, you may want to check out Petplan (Fetch by The Dodo).
According to the company, they are the #1 pet insurance provider in the country.
They base this assertion on the fact that they’ve been in business for 280 dog years (40 human years) and that the company has sold over 1 million policies.
Petplan (Fetch by The Dodo) seems to have its act together, and they offer a wide range of plans that can be tailored to meet your specific pet care and protection needs.
If your pet is sick, you’ll be able to visit any licensed veterinarian you want to receive the appropriate treatment.
Once your pet has been treated, you file a claim with Petplan and wait for reimbursement.
The end goal is to protect you from expensive medical bills if your pet becomes sick or injured, although you’ll have to pay a monthly insurance premium to receive this protection in return.
What Does Petplan (Fetch by The Dodo) Cover?
Like any other type of insurance, it’s important to understand what your pet insurance policy actually covers.
According to Petplan (Fetch by The Dodo), all of their policies include the following situations:
- Accidents and injuries
- Veterinary exam fees
- MRIs, CAT scans, and ultrasounds
- Diagnostic treatments
- Prescription medicines
- Cancer treatments
- Dental treatments that are not routine
- Alternative therapies
You can also add additional types of coverage to your Petplan insurance policy. Optional coverage you can buy includes:
- Behavioral therapy
- Pet loss due to theft
- Advertising and reward fees
- Kennel boarding fees
- Death from illness or injury
- Vacation cancellation
These inclusions cover almost all situations your pet may face, but there are still some procedures and treatments that Petplan policies never cover.
Policy exclusions for all Petplan insurance products include:
- Pre-existing conditions — at least for a while.
- Routine and wellness care
- Cosmetic procedures such as tail docking, ear cropping, or declawing
- Liability coverage for the pet owner
According to Petplan, when a pet has faced a curable condition before enrolling with Petplan, the condition might be covered after an exclusionary period.
How Much Does Petplan (Fetch by The Dodo) Pet Insurance Cost, on Average?
Its plans reimburse policyholders for the treatment of unexpected injuries and illnesses, including cancer treatments, surgeries, and wounds.
While Fetch doesn’t have optional riders, its plans do include extra benefits many other insurers don’t provide:
- Lost pet advertisements and rewards: If your dog or cat is lost or believed to be stolen, Fetch will reimburse you up to $1,000 for advertising and rewards for the pet’s safe return.
- Boarding fees: If you are injured or ill and are hospitalized for four or more days, Fetch will reimburse you for up to $1,000 in boarding fees for your pet.
- Vacation cancellation: If your pet becomes seriously injured or ill and you need to cancel or interrupt your vacation plans to take care of them, vacation cancellation coverage will reimburse you up to $1,000.
Is Pet Insurance Even Worth It?
But, if you do have to file a large claim, you will likely be ecstatic you purchased a policy.
While paying $20 to $35 per month may seem like a poor deal, those premiums become a bargain if you face a $10,000 surgery for your pet within the first few years.
Also, keep in mind that pet insurance offers something in addition to financial support if your pet becomes ill; it offers peace of mind.
With a pet insurance plan in place, you can rest assured your pet will have their medical needs covered if your best furry friend gets sick or injured. You’ll never have to wonder if you’ll be able to afford top-rate medical care for them, either.
Finally, Petplan (Fetch by the Dodo) insurance products offer more than just coverage for veterinary bills.
You’ll also receive 24/7 Petplan customer support as well as veterinary coach assistance via a program called PetCoach.
Benefits of Using Petplan
While there are numerous pet insurance companies offering policies that cover dogs and cats, there are some real benefits that come with choosing Petplan over their competitors.
Here are some of the biggest advantages:
- Petplan will insure pets of any age.
- You can file claims without leaving your home thanks to the online claims process.
- You receive 24/7 customer support.
- Plans can be customized, letting you pay for the exact amount of coverage you need.
- Petplan has a mobile app that can let you file and monitor claims with your smartphone.
- Get access to the PetCoach website and mobile app, which provides 24/7 access to veterinary experts.
- Vet exam fees are covered by Petplan whereas many other pet insurance providers exclude them from coverage.
- Petplan offers coverage for dental diseases (not routine dental care) while most other pet insurance providers do not.
- Petplan covers hereditary conditions such as hip dysplasia in their policies.
While Petplan has plenty of benefits that can make it valuable for consumers, it’s not a perfect insurance company by any means.
Some of the biggest downsides of Petplan pet insurance include:
- Most Petplan policies have annual limits of $5,000 to $15,000 and you have to pay significantly more to get “unlimited” coverage.
- Petplan does have some negative reviews from other review sites.
- Reimbursement is set at 70%, 80%, or 90%, but you can’t get 100% coverage for your pet’s bills.
- You must pay your deductible (up to $1,000) before your coverage kicks in.
The Bottom Line
If you’re thinking of getting an insurance policy for your pet, Petplan (Fetch by the Dodo) is one company you should absolutely consider.
Their customizable policies can be a good deal for consumers who want very specific amounts of coverage, and the fact hereditary conditions are covered in all their policies helps this company stand out.
On the flip side, you should make sure you compare other pet insurance companies in terms of their reviews, monthly premiums, annual deductibles, and coverage levels before you decide.
Petplan (Fetch by the Dodo) may offer a policy that fits your needs, but you may also qualify for a similar policy with lower premiums elsewhere.
How We Review Insurance Companies:
Good Financial Cents systematically reviews U.S. insurance companies, emphasizing policy offerings, customer experiences, and overall reliability.
Our goal is to present a balanced and comprehensive perspective to potential policyholders. Editorial transparency remains a cornerstone of our approach.
We actively collect information from insurance companies and place significant weight on customer feedback. By integrating this feedback with our research, we can offer a well-rounded evaluation.
Each company is then rated based on multiple criteria, resulting in a star rating from one to five.
Product Name: Fetch by The Dodo Product Description: Fetch by The Dodo is a pet insurance solution developed by the popular animal-focused media brand, The Dodo. It aims to provide comprehensive coverage options tailored to a pet's unique needs. By leveraging its deep understanding of pet lovers and their concerns, Fetch seeks to simplify and humanize the insurance experience for pet owners. Summary of Fetch by the Dodo Born out of The Dodo’s dedication to celebrating animals and their bond with humans, Fetch by The Dodo offers pet insurance that is as compassionate as it is comprehensive. Understanding that each pet is unique, it provides customizable coverage options, ranging from accident-only plans to full wellness care. The platform’s digital-first approach ensures that claims and customer service interactions are swift and hassle-free. Additionally, Fetch maintains transparency in its policies, ensuring pet owners fully comprehend the coverage they’re obtaining. Through its offering, Fetch not only ensures medical protection for pets but also peace of mind for their owners. Pros Cons
Fetch by The Dodo Review
Product Name: Fetch by The Dodo
Product Description: Fetch by The Dodo is a pet insurance solution developed by the popular animal-focused media brand, The Dodo. It aims to provide comprehensive coverage options tailored to a pet's unique needs. By leveraging its deep understanding of pet lovers and their concerns, Fetch seeks to simplify and humanize the insurance experience for pet owners.
Summary of Fetch by the Dodo
Born out of The Dodo’s dedication to celebrating animals and their bond with humans, Fetch by The Dodo offers pet insurance that is as compassionate as it is comprehensive. Understanding that each pet is unique, it provides customizable coverage options, ranging from accident-only plans to full wellness care. The platform’s digital-first approach ensures that claims and customer service interactions are swift and hassle-free. Additionally, Fetch maintains transparency in its policies, ensuring pet owners fully comprehend the coverage they’re obtaining. Through its offering, Fetch not only ensures medical protection for pets but also peace of mind for their owners.