• Skip to primary navigation
  • Skip to main content
Good Financial Cents®
Content is based on in-depth research & analysis. Opinions are our own. We may earn a commission when you click or make a purchase from links on our site. Learn more.
  • Make Money
    • Get Money Now
      • Ultimate Guide to Making Money
      • Need Money Now
      • Get Free Money Fast
      • Make Money Fast
      • Make $1K Per Month
    • Control Your Destiny
      • Self Employed Jobs
      • Make Money from Home
      • Hobbies That Make Money
      • How to Become a Freelance Writer
      • Small Business Ideas to Start
      • How to Become an Independent Contractor
      • Best Online Jobs
    • Passive Income
      • Passive Income Ideas
      • Multiple Streams of Income
      • Extra Income
      • Residual Income Ideas
      • Learn to Sell e-Books
      • Make Money on Facebook
      • Make Money on Tiktok
      • Best Online Survey Sites to Make Money
    • Explore More
      • Make Money for Teens
      • Best Online Colleges
      • Best Jobs No College Degree
      • Become a Millionaire
      • Careers for the Future
  • Manage Money
    • Best Of
      • Budgeting Tools
      • Personal Finance Software
      • Best Cashback Cards
    • Company Reviews
      • Personal Capital vs Mint
      • Personal Capital Review
      • SmartAsset Review
    • Guides
      • Buy or Lease a Car
      • What is Liquid Net Worth?
      • Setting Financial Goals
      • How to Budget
      • Ways to Save Money
    • Explore More
      • How Much Car Can I Afford?
      • Best Auto Refinance Companies
  • Invest
    • Best Of
      • Best Short and Long-Term Investments
      • Best Low Risk Investments
      • Best Online Stock Brokers
      • Best Crypto Exchanges
      • Best Short Term Investments
      • Best Long Term Investments
      • Best Trading Platforms
      • Best Investment Apps
    • Company Reviews
      • Lending Club
      • Robinhood
      • M1 Finance
      • Ally
      • TD Ameritrade
      • Fundrise
      • Betterment
      • Etrade
      • Wealthfront
    • Guides
      • Investing for Beginners
      • Investing Small Amounts of Money
      • Investing in Real Estate
      • No Money Down Real Estate
      • Bonds vs Stocks
      • Peer to Peer Lending
      • Best Hedges Against Inflation
      • Safe Bitcoin Investing in 2022
    • Explore More
      • Bitcoin vs. Real Estate
      • Betterment vs Wealthfront
      • Investing for College Students
      • Stock Market Alternatives
    • By Investment Amount
      • How to Invest $100
      • How to Invest $1K
      • How to Invest $5K
      • How to Invest $10K
      • How to Invest $20K
      • How to Invest $50K
      • How to Invest $100K
      • How to Invest $200K
      • How to Invest $500K
      • How to Invest $1M
  • Taxes
    • Best Of
      • Best Tax Relief Companies
      • Best Tax Software
    • Guides
      • Federal Income Tax Guide 2022
      • Taxes and Cryptocurrency
      • How to Do Your Own Taxes
      • How to Invest Your Tax Refund
      • Hiring a Professional Tax Preparer
      • Tax Tips for Freelancers
    • Company Reviews
      • TurboTax Review
      • H&R Block Review
      • Taxslayer
      • Tax Act
  • Insurance
    • Best Of
      • Best Life Insurance
      • Best Home Insurance
      • Best Auto Insurance
      • Cheap Term Life Insurance
      • Car Insurance For Young Adults
    • Guides
      • Term vs Whole Life
      • Different Types of Car Insurance
      • Average Cost of Car Insurance
    • Explore More
      • Life Insurance Over 50
      • Life Insurance Over 80
      • $1 Million Life Insurance
      • $2 Million Life Insurance
      • $3 Million Life Insurance
    • Company Reviews
      • Banner Life Insurance
      • Ladder Life Insurance
      • Health IQ
      • Haven Life
      • Policygenius
      • State Farm Auto Insurance Review
  • Retirement
    • Roth IRA
      • Best Places to Open a Roth IRA
      • Best Investments for Roth IRA
      • 7 Roth IRA Secrets
      • Roth IRA Conversion Guide
      • Roth IRA Rules
      • Roth IRA vs Roth 401k
      • Are Roth IRA Contributions Tax Deductible?
    • 401(k)
      • 401(k) Limits
      • 401(k) to Roth Rollover
      • Is 401(k) Enough for Retirement?
      • Maxed Out 401(k): What's next?
    • Traditional IRA
      • Traditional IRA Rules and Limits
      • Traditional IRA vs. 401(k)
      • Simple IRA Rules
      • SEP IRA Rules
      • How Much Do You Need to Start an IRA?
    • Explore More
      • SEP IRA vs. Roth IRA
      • 457 Plan for Successful Retirement
      • 401a Rollover Rules
      • How to Retire at 50
      • How to Retire at 55
  • Banking
    • Best Of
      • Best National Banks
      • Best High-Yield Savings Accounts
      • Best Checking Accounts
      • Best Savings Accounts
      • Best CD Rates
      • Best Money Market Accounts
    • Company Reviews
      • BBVA
      • Synchrony
      • Wells Fargo
    • Explore More
      • 9 Banking Alternatives for 2022
      • What is a Credit Union?
  • Home
    • Best Of
      • Best Mortgage Lenders
      • Best Mortgage Refinance Companies
      • Best Home Warranties
      • Best Homeowners Insurance
      • Best VA Loans
      • Best Mortgage Rates
      • Best Moving Companies
      • Best Home Security
    • Guides
      • Home Buying Checklist
      • Online Home Appraisal
      • How Much House Can I Afford?
      • First-time Homebuyer Programs
      • How to Get Approved for a Home Loan
      • Save Money When Building a House
      • How to Save for a Downpayment
      • When to Refinance Your Mortgage
    • Explore More
      • 15 vs. 30-year Mortgage
      • Home Warranty vs. Home Insurance
      • Veterans United Home Loan Review
      • Quicken Loans Review
      • HELOC vs Second Mortgage
      • DCU Mortgage Review
      • Costco Mortgage Program Review
      • USAA Mortgage Loan Review
  • Credit
    • Best Of
      • Best Credit Repair Companies
      • Best ID Theft Protection Services
      • Best Credit Report Options
      • Best Bad Credit Loans
    • Guides
      • How to Build Your Credit Score
      • How to Raise Your Credit Score in 5 Months
      • How to Dispute Your Credit Report
      • Hot to Remove Collections from Your Credit Reports
      • How Identity Theft Destroys Your Credit Score
    • Explore More
      • What is a Good Credit Score?
      • What is a Bad Credit Score?
  • Debt
    • Best Of
      • Best Debt Consolidation Loans
      • Best Personal Loans
      • Best Student Loans
      • Best Student Loan Refinance
    • Guides
      • What is Debt Consolidation?
      • How to Get Out of Debt
      • How to Get a Personal Loan Approved
      • How to Pay Off Student Loans Faster
      • Should I Consolidate My Debts?
      • Should I File for Bankruptcy?
    • Company Reviews
      • Credible
      • Sofi
Advertiser Disclosure (How We Make Money)
GoodFinancialCents.com has an advertising relationship with the companies included on this page. All of our content is based on objective analysis, and the opinions are our own. For more information, please check out our full disclaimer and complete list of partners.

Allied Insurance Review

Jeff Rose, CFP® | August 23, 2021

Allied Insurance is a subsidiary of Nationwide Insurance that offers personal, business, and farm/ranch policies to protect your assets.

The company was founded in Iowa in 1929 but has grown quite a bit since its early days.

As of today, you can find brick and mortar Allied Insurance offices in Nebraska, Florida, Colorado, and California.

Our Allied Insurance Review

If you’re worried about quality, note that Allied Insurance has an A+ rating from the Better Business Bureau (BBB) along with an A+ rating from A.M. Best.

They also have top ratings from Standard & Poor’s and Moody’s, which is rather impressive due to the size of their firm.

When it comes to personal insurance coverage, Allied Insurance offers:

  • homeowner’s insurance
  • auto insurance
  • powersports insurance
  • personal protection, and
  • life insurance

Most of the policies they offer are customizable, meaning you can tweak inclusions and coverage amounts until you find the exact coverage you need.

The company also offers special discounts and a rewards program that sets it apart from other life insurance providers.

Allied Insurance Auto Coverage

Allied Insurance LogoAuto insurance is one of the most popular types of coverage Allied Insurance offers.

While there are many typical plans to choose from, Allied also lets you customize policies so you wind up with an auto insurance policy that is perfect for your needs.

Allied auto insurance coverage can include:

  • Liability coverage: kicks in when you are an in an accident and legally liable for bodily injury or property damage
  • Medical payments: may cover medical bills for you and other passengers in your car if they are injured.
  • Uninsured/underinsured motorist coverage: covers bodily injuries if you or passengers in your car are injured in an accident involving an uninsured or underinsured driver.
  • Personal injury protection: can reimburse you or a car passenger in the event you are injured or experience death, loss of services, or loss of income.
  • Comprehensive coverage: will pay to repair your auto (as well as other covered expenses) if your car is damaged in a covered event.
  • Collision coverage: will repair your car if you’re in an accident with another object.

Allied offers a wide range of discounts to make their auto insurance policies more affordable, including multi-policy discounts, new vehicle discounts, good student discounts, easy pay discounts, and Farm Bureau customer discounts in certain states.

Allied also offers a rewards program for their auto insurance policies, although it may work differently than you think.

Rewards you can choose from within this program include accident forgiveness, good-as-new coverage, roadside assistance, and savings on your deductible.

Allied Homeowners and Property Insurance

As I mentioned earlier, Allied Insurance also offers an array of insurance products to protect your primary residence, second home, rental property, or condominium.

Allied is one of the best homeowners insurance companies, offering flexible home insurance coverage you can tailor to meet your needs.

The main purpose of Allied homeowner’s insurance coverage is to protect your property from:

  • Fire and lightning
  • Windstorms and hail
  • Smoke damage
  • Freezing damage
  • Theft

In addition to basic homeowners and property insurance coverage, Allied Insurance also offers consumers help with buying flood insurance as well as adequate liability coverage.

Liability coverage is important because it protects consumers against:

  • Claims for injury to others on or off your property
  • Claims of property damage
  • Liability defense costs in the event you are sued
  • Medical expenses for injuries to others

Allied Insurance also offers important extras that will protect the components of your home that you may not consider when assessing its value.

Extra coverage can take care of:

  • Living expenses you incur if your home becomes uninhabitable
  • Debris removal
  • Repairs that can protect your property from damage after a loss
  • Replacement trees, shrubs, plants or lawn
  • Fire department service charges
  • Coverage for a second home or rental unit

Allied Insurance Life Insurance Coverage

In addition to everything else, Allied Insurance offers several different life insurance products that can protect your family in the event of your death.

A life insurance policy is important if you hope to leave your family with assets to pay for living expenses, college tuition, or retirement once you and your income are gone.

Allied life insurance policies are backed by the strength and stability of Nationwide Insurance.

The company offers term life, whole life, universal life, and variable universal life insurance products that can be tailored to meet your needs.

However, they note that term life insurance is the most popular with consumers.

Not only can you purchase a term life insurance policy that is affordable, but these policies provide a death benefit for up to thirty years.

Allied Business Insurance

Allied also offers several different policies that cater to businesses.

While it’s possible to get coverage for a wide range of entrepreneurial pursuits, the main types of business they cover include:

  • Auto service and repair
  • Contractors
  • Golf course
  • Office
  • Retail
  • Senior living
  • Services
  • Wholesale/distributor

While Allied offers personalized business insurance policies, they do offer several main forms of coverage.

These types of coverage include loss control, bonds, commercial auto, commercial property, general liability, and umbrella coverage.

The Bottom Line

If you’re searching for insurance coverage for yourself, your home, or your business, Allied Insurance is one option to explore.

This company is a subsidiary of Nationwide Insurance, which is well known for the safety and security of its products.

Allied also offers customizable insurance coverage and insurance agents who will help create a policy which offers coverage for what you value most.

Also note that Allied offers a helpful website with plenty of functionality and helpful tools. You can log into their website to pay your bill, view your policy, or track a claim quickly and easily.

They also offer 24/7 customer service and a popular mobile app.

Since Allied Insurance offers a wide range of discounts, particularly if you bundle more than one type of insurance coverage together, their policies can also be extremely affordable.

However, since insurance rates can vary widely based on where you live, how much coverage you want, and other factors, you should shop around with Allied Insurance and their competitors to compare premiums, coverage levels, and included benefits.

Facebook LinkedIn Twitter

About the Author

Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion - educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.


Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University - Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® - Accredited Asset Management Specialist - and CRPC® - Chartered Retirement Planning Counselor.

While a practicing financial advisor, Jeff was named to Investopedia's distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC's Digital Advisory Council.

Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.

Facebook Twitter LinkedIn

You Might Also Enjoy

Is Pet Insurance Worth It?

Is Pet Insurance Worth It?

7 Best Long-Term Care Insurance of 2022

7 Best Long-Term Care Insurance of 2022

7 Best Travel Insurance of 2022: Your Picks for Summer Travel

7 Best Travel Insurance of 2022: Your Picks for Summer Travel

Best Homeowners Insurance Companies of 2022 - Updated for August

Best Homeowners Insurance Companies of 2022 - Updated for August

10 Best Car Insurance Companies of 2022 - Updated August

10 Best Car Insurance Companies of 2022 - Updated August

Best Car Insurance Plans for Young Adults Under 25 in 2022

Best Car Insurance Plans for Young Adults Under 25 in 2022

Reader Interactions

Comments

  1. David R Whiting says

    You don’t want this company. They have called me over 50 times in the last week and they will not stop upon request. They harass and continue to harass. Block them if you can.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

  • Make Money
  • Manage Money
  • Invest
  • Taxes
  • Insurance
  • Retirement
  • Banking
  • Home
  • Credit
  • Debt
  • About
  • Contact
  • Do Not Sell My Personal Information
  • Facebook LinkedIn Twitter

© 2022 Good Financial Cents®. All Rights Reserved. | Privacy Policy | Disclaimer | Licenses & Disclosures

All written content on this site is for information purposes only. Opinions expressed herein are solely those of AWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

All third party trademarks, including logos and icons, referenced in this website, are the property of their respective owners. Unless otherwise indicated, the use of third party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between Good Financial Cents® and the owners of those trademarks. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services.